credit risk

Credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments. In the first resort, the risk is that of the lender and includes lost principal and interest, disruption to cash flows, and increased collection costs. The loss may be complete or partial.

Source: en.wikipedia.org

When Fraud Risk Is Credit Risk In Disguise
When Fraud Risk Is Credit Risk In Disguise
January 24, 2019  |  Fraud Prevention

Here’s a test: What’s fraud? Also, what’s a simple and legitimate matter of credit risk? Those aren’t trick questions, but rather a reflection of the...

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China’s Private Sector Struggling Amid Corporate Bond Defaults
China’s Private Sector Struggling Amid Corporate Bond Defaults
January 21, 2019  |  B2B Payments

Market conditions in China are poised to cause another wave of corporate bond defaults, according to recent Financial Times (FT) reports, which pointed to maturing issuance...

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PayNet Links Community Bank BNB To Small Biz Loan Tech
PayNet Links Community Bank BNB To Small Biz Loan Tech
November 16, 2018  |  B2B Payments

Small business credit analysis company PayNet is linking up with a community bank to streamline SMB lending for the institution. A press release issued this...

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No-Deal Brexit Could Spark UK Economic Recession
No-Deal Brexit Could Spark UK Economic Recession
October 31, 2018  |  Brexit

Great Britain could be headed toward a long recession if it can’t strike a Brexit deal. Credit ratings agency Standard & Poor’s (S&P) warned that failing...

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Obligo Founder: Security Deposits Are Due For A Payments Upgrade
Obligo Founder: Security Deposits Are Due For A Payments Upgrade
June 12, 2018  |  Digital Payments

The joy of renting a new apartment also comes with misery: Handing over a large sum of money to the landlord for a security deposit,...

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Mastercard Announces The Launch Of AI Express
Mastercard Announces The Launch Of AI Express
June 04, 2018  |  Mastercard

To help companies that want to jump into the artificial intelligence (AI) revolution — but are perhaps unsure where to actually start — the team...

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LendingTree Looks To Boost Borrowers’ Credit Score With Acquisition
LendingTree Looks To Boost Borrowers’ Credit Score With Acquisition
May 14, 2018  |  B2B Payments

Alternative lender LendingTree is expanding with the acquisition of Ovation Credit Services, the company said Friday (May 11). The marketplace lender, which facilitates financing for...

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Trade Credit’s $2.5 Trillion Ticking Time Bomb
Trade Credit’s $2.5 Trillion Ticking Time Bomb
April 18, 2018  |  Risk Management

There is hardly a more difficult conversation to be had, CreditRiskMonitor CEO Jerry Flum told Karen Webster in a recent conversation, than the one the finance guys have with a...

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FICO’s New Groove
FICO’s New Groove
March 14, 2017  |  Consumer Finance

About half of all Americans who took the SAT still remember their score 25 years later. Only about 40 percent of Americans, on the other...

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