Credit underwriting

Plaid Adds Products, Partnerships Aimed at Serving Enterprise Customers
Plaid Adds Products, Partnerships Aimed at Serving Enterprise Customers
July 02, 2024  |  Digital Banking

Plaid has been rolling out new products and partnerships in recent months, offering additional resources to a broader range of customers, including enterprises. For example,...

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Former Visa CEO Carl Pascarella Talks the Future of Credit
Former Visa CEO Carl Pascarella Talks the Future of Credit
June 14, 2024  |  Loans

When it comes to financial technology and payments modernization, there’s nothing like a seasoned veteran of the business for some perspective. Carl Pascarella, former CEO...

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Consumer-Permissioned Data Expansion Gives Rise to New Data Brokers
Consumer-Permissioned Data Expansion Gives Rise to New Data Brokers
June 05, 2024  |  Data

The rise of consumer-permissioned data in the U.S. promises to expand the credit landscape. And for the “connectors” and the “collectors” of that data —...

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CFPB Says Lenders Must Explain AI-Driven Credit Denials
CFPB Says Lenders Must Explain AI-Driven Credit Denials
September 19, 2023  |  Regulation

The Consumer Financial Protection Bureau (CFPB) has released guidance for lenders who utilize artificial intelligence (AI) and complex models in their credit decision-making processes. The guidance emphasizes the need...

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Data Has Become the Fuel for Small Business Financial Stability
Data Has Become the Fuel for Small Business Financial Stability
September 01, 2023  |  SMBs

Main Street may be the soul of America, but its businesses find themselves increasingly embattled. That’s because small and medium-sized business (SMBs) looking for credit...

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Aleph Launches Dedicated Unit for Cross-Border Payments and Credit Underwriting
Aleph Launches Dedicated Unit for Cross-Border Payments and Credit Underwriting
August 16, 2023  |  Cross-border Payments

Aleph, a global enabler of digital advertising, has launched Aleph Payments, a dedicated unit aimed at simplifying cross-border payments and credit underwriting. This move comes as...

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Enigma and Noble Partner on Financial Health Data for Underwriting
Enigma and Noble Partner on Financial Health Data for Underwriting
March 29, 2023  |  SMBs

Enigma and Noble have partnered to help lenders make underwriting decisions about businesses. The collaboration brings together Enigma’s intelligence about the financial health and identity...

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Equifax Extends SBFE Partnership For Small Business Lending Data
Equifax Extends SBFE Partnership For Small Business Lending Data
March 01, 2019  |  B2B Payments

Credit report company Equifax is extending its partnership with the Small Business Financial Exchange (SBFE), the firm said in a press release Thursday (Feb. 28)....

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Moody’s Revamps Small Business Credit Underwriting
Moody’s Revamps Small Business Credit Underwriting
June 28, 2018  |  B2B Payments

Moody’s Analytics is rolling out a new solution to help lenders underwrite small business borrowers. The company announced Wednesday (June 27) that it is launching...

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