credit

Credit Data Shows Spending Discipline as Card Balances Rise

Credit Data Shows Spending Discipline as Card Balances Rise
Credit Data Shows Spending Discipline as Card Balances Rise
February 06, 2026  |  Consumer Finance

The Federal Reserve’s latest consumer credit data points to a familiar seasonal pattern, with revolving balances moving higher as households navigated year-end expenses and holiday...

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AmEx Debuts Flexible Payments for Small Businesses
AmEx Debuts Flexible Payments for Small Businesses
February 05, 2026  |  Credit Cards

American Express (AmEx) has debuted its Flexible Payment Option (FPO) for small businesses. Get the Full Story Complete the form to unlock this article and enjoy...

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Equifax Says AI Tools Help Drive New Product Innovation to Record High
Equifax Says AI Tools Help Drive New Product Innovation to Record High
February 04, 2026  |  Earnings

Equifax used its cloud and artificial intelligence resources to help drive innovation and efficiencies across its operations in 2025, Equifax CEO Mark Begor said Wednesday...

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PicPay Takes Its Credit Strategy to Wall Street With US IPO
PicPay Takes Its Credit Strategy to Wall Street With US IPO
February 02, 2026  |  Mobile

Watch more: Monday Conversation with PicPay’s Eduardo Chedid Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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American Express Counts on Millennials to Power 2026 Spending
American Express Counts on Millennials to Power 2026 Spending
January 30, 2026  |  Earnings

American Express released its latest earnings results on Friday (Jan. 30), closing 2025 with a familiar refrain and as it claimed a demographic edge in...

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Equifax Launches Machine-Learning Product That Detects First-Party Fraud
Equifax Launches Machine-Learning Product That Detects First-Party Fraud
January 30, 2026  |  Fraud Prevention

Equifax has launched a new machine-learning product designed to combat two forms of first-party fraud: loan stacking and credit washing. Get the Full Story Complete...

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Block Says Traditional Credit Scores Shut Out 100 Million Americans
Block Says Traditional Credit Scores Shut Out 100 Million Americans
January 27, 2026  |  Consumer Finance

For much of modern consumer finance, underwriting has relied on static credit files that offer a delayed view of financial behavior. Those bureau-based models, Block...

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Eight in 10 Small Businesses Want Credit and on Their Terms
Eight in 10 Small Businesses Want Credit and on Their Terms
January 23, 2026  |  SMBs

Small businesses are sending lenders the message that credit is broadly within reach, so the real fight is over flexibility and control. Get the Full...

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