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AI Poised to Drive Small Business Lending Decisions
AI Poised to Drive Small Business Lending Decisions
January 17, 2024  |  SMBs

Small- to medium-sized businesses (SMBs) are, by definition, firms with the most potential to grow. But, somewhat counterintuitively, SMBs also represent a category most likely...

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Zillow Adds Credit-Building Payment Reporting Program for Renters
Zillow Adds Credit-Building Payment Reporting Program for Renters
January 17, 2024  |  Financial Inclusion

Real estate website Zillow added a feature that allows renters to build their credit history at no cost. All renters who use the Zillow platform...

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Goldman’s Net Charge-Off Rate on Consumer Loans Stands at 7%
Goldman’s Net Charge-Off Rate on Consumer Loans Stands at 7%
January 16, 2024  |  Earnings

For Goldman Sachs, the narrowing of focus continues. And in the latest earnings report, released Tuesday (Jan. 16), the Wall Street firm detailed its progress...

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Capital on Tap Adds Preloading Feature to Business Credit Card
Capital on Tap Adds Preloading Feature to Business Credit Card
January 15, 2024  |  B2B Payments

Customers using Capital on Tap’s business credit card and spend management platform can now top up their credit balance with their own funds. By doing...

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Wells Fargo Sees Credit Card Spending Up 15% for Q4
Wells Fargo Sees Credit Card Spending Up 15% for Q4
January 12, 2024  |  Earnings

Wells Fargo benefited from a strong economic environment and higher interest rates in 2023. Wells Fargo CEO and President Charlie Scharf said Friday (Jan. 12)...

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Delta: Business Travel, Digital Transformation Bright Spots in Uncertain Economy
Delta: Business Travel, Digital Transformation Bright Spots in Uncertain Economy
January 12, 2024  |  Earnings

Ongoing macroeconomic headwinds and labor realities are grounding Delta Air Lines’ near-term outlook. The Atlanta-based airline told investors during its Friday (Jan. 12) December quarter...

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Bank Earnings to Offer Insight Into Digital Pivots and Loan Charge-Offs
Bank Earnings to Offer Insight Into Digital Pivots and Loan Charge-Offs
January 11, 2024  |  Earnings

Every three months, like clockwork, the earnings roll in. And every three months, the big banks usher in the “official” start of earnings season. Will...

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Affluent Consumers Value Security and Rewards When Choosing Credit Cards
Affluent Consumers Value Security and Rewards When Choosing Credit Cards
January 10, 2024  |  Credit Cards

In today’s challenging economic environment, understanding how consumers use credit cards is important. While struggling consumers tend to use credit cards to better manage their...

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Business Leaders Must Recognize Value of Multi-Lender Financing Programs
Business Leaders Must Recognize Value of Multi-Lender Financing Programs
January 09, 2024  |  Opinion

PYMNTS asked industry executives across the payments and digital commerce landscape to give us their take on the pivotal shifts, technological advancements and strategies that...

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