credit

Inflation Remains Top of Mind for Small Businesses as 2024 Kicks Off
Inflation Remains Top of Mind for Small Businesses as 2024 Kicks Off
January 09, 2024  |  SMBs

The cost of doing business is top of mind for Main Street’s small businesses. The National Federation of Independent Business detailed in its Tuesday (Jan....

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94% of Consumers Who Use Overdrafts for $400-Plus Expenses Face  Financial Hardships
94% of Consumers Who Use Overdrafts for $400-Plus Expenses Face Financial Hardships
January 09, 2024  |  Consumer Insights

In challenging economic times, accessing credit is vital for many individuals, particularly those living paycheck to paycheck. One form of credit that consumers often rely...

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Installment Plans Help Acquirers Boost Reputation and Merchant Satisfaction
Installment Plans Help Acquirers Boost Reputation and Merchant Satisfaction
January 08, 2024  |  Credit Cards

When a consumer is offered an installment or split-pay plan at the end of the checkout or any point of the shopping journey, the oft-assumed...

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Unexpected Expenses Hurt 30% of Consumers’ Credit Scores
Unexpected Expenses Hurt 30% of Consumers’ Credit Scores
January 03, 2024  |  Personal Finance

Unexpected expenses continue to present a significant financial strain for consumers in an already challenging economic landscape. With dwindling savings and persistent economic difficulties, individuals...

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Report: 25% of UK BNPL Users Hit With Late Fees
Report: 25% of UK BNPL Users Hit With Late Fees
January 02, 2024  |  Buy Now Pay Later

Nearly a quarter of British buy now, pay later (BNPL) users have been charged late fees. These fees for late repayments hit younger consumers the hardest,...

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Buy Now, Pay Later to Surge in 2024 as Consumers Demand ‘Micro-Credit’
Buy Now, Pay Later to Surge in 2024 as Consumers Demand ‘Micro-Credit’
January 02, 2024  |  Buy Now Pay Later

Just a few years ago, buy now, pay later was a relatively new concept — one that’s now gone mainstream, Jacqueline White, president of i2c,...

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Millennials Are Card Rewards Programs’ Most Loyal Customers
Millennials Are Card Rewards Programs’ Most Loyal Customers
December 29, 2023  |  Loyalty & Rewards

One might expect consumers of older generations, such as baby boomers and seniors, to be most loyal to brands or stores where they shop. These...

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Sixty Percent of US Consumers Live Paycheck to Paycheck – That Could Change in 2024
Sixty Percent of US Consumers Live Paycheck to Paycheck – That Could Change in 2024
December 29, 2023  |  Economy

Persistent inflation and increasing prices for essential items, from groceries and utilities to fuel, have left most Americans treading water financially in recent years. And...

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1 in 10 Consumers Use BNPL for Emergency Expenses
1 in 10 Consumers Use BNPL for Emergency Expenses
December 29, 2023  |  Buy Now Pay Later

Financial struggles are a constant challenge for those with limited access to credit, especially when unexpected emergencies arise. PYMNTS Intelligence research backs this up, showing...

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