credit

Lenders Have Been Reading Subprime Consumers All Wrong

Lenders Have Been Reading Subprime Consumers All Wrong
Lenders Have Been Reading Subprime Consumers All Wrong
May 29, 2026  |  Consumer Insights

A new PYMNTS Intelligence report suggests the most important shift in consumer credit may not be happening among prime borrowers at all. Get the Full...

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Boost CEO Says Payments’ Real Legacy Problem Is Mindset
Boost CEO Says Payments’ Real Legacy Problem Is Mindset
May 27, 2026  |  Payments Innovation

Watch more: What’s Next in Payments With Boost Payment Solutions’ Dean M Leavitt Get the Full Story Complete the form to unlock this article and...

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Memorial Day Sales Test the Selective Consumer
Memorial Day Sales Test the Selective Consumer
May 26, 2026  |  Consumer Finance

It’s a solemn holiday. But within commerce, Memorial Day weekend has long served as a period when inboxes fill with discount codes, storefront banners multiply...

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Executives See Speed, Trust and Data Reshaping Payments in 2026
Executives See Speed, Trust and Data Reshaping Payments in 2026
May 25, 2026  |  Payments Innovation

The first half of the year has been full of big themes, but the sharpest insights often came in the clearest sentences. Get the Full...

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Banks Risk Missing the Subprime Consumer Comeback Story
Banks Risk Missing the Subprime Consumer Comeback Story
May 22, 2026  |  Consumer Finance

Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not...

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UK Makes Digitally-Focused Updates to Decades-Old Credit Law
UK Makes Digitally-Focused Updates to Decades-Old Credit Law
May 19, 2026  |  Legal & Regulation

Regulators in the United Kingdom said in a Monday (May 18) news release that they are ready to update the country’s 52-year-old Consumer Credit Act....

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Banks Face New Gen Z Credit Test as BNPL Use Spreads
Banks Face New Gen Z Credit Test as BNPL Use Spreads
May 19, 2026  |  BNPL

Generation Z now holds the lowest average credit score of any generation, 676 according to FICO, down three points in one year. Get the Full...

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Demand for Always-On Commerce Strains Legacy Credit Platforms
Demand for Always-On Commerce Strains Legacy Credit Platforms
May 19, 2026  |  Artificial Intelligence

Change is endemic to payments. But that doesn’t mean legacy environments can always keep up. Get the Full Story Complete the form to unlock this...

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