credit

Financial Wellness Tools Get Second Look as Consumers Drain Their Savings
Financial Wellness Tools Get Second Look as Consumers Drain Their Savings
March 21, 2023  |  Financial Inclusion

Budget-focused FinTechs and innovative financial institutions (FIs) may have a golden opportunity to meet consumer need. The Federal Reserve released its latest monthly snapshot of...

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Bank-Owned Travel Portals Proliferate as Banks and Cardholders Seek Direct Relationships
Bank-Owned Travel Portals Proliferate as Banks and Cardholders Seek Direct Relationships
March 21, 2023  |  Loyalty & Rewards

Decades of earning miles and points for booking travel on various credit cards has led to the inevitable rise of bank-owned travel portals to use...

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27% of Struggling Paycheck-to-Paycheck Consumers Eye More Credit Card Debt
27% of Struggling Paycheck-to-Paycheck Consumers Eye More Credit Card Debt
March 20, 2023  |  Debt

The daily juggling act of managing household expenses forcing consumers to think about credit. Specifically, how and when they might take on more credit card...

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Citi and Booking.com Team to Streamline Travel
Citi and Booking.com Team to Streamline Travel
March 20, 2023  |  Partnerships

Citi has launched a travel portal that gives customers a wealth of ways to book trips. Citi Travel, created in partnership with Booking.com, is debuting...

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Fynn Aims to Rebuild America’s Middle Class With Accessible Trade School Loans
Fynn Aims to Rebuild America’s Middle Class With Accessible Trade School Loans
March 17, 2023  |  Loans

The push to pursue four-year college degrees for white-collar jobs, which kicked into high gear in the 1980s, has left America 40 years later with...

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How the Right Data Helps Merchants Derisk Credit Programs and Boost Sales
How the Right Data Helps Merchants Derisk Credit Programs and Boost Sales
March 16, 2023  |  Consumer Finance

Inflation is constantly forcing consumers to rethink their budgets and how far their dollars stretch. Joe Sharp, CTO of Versatile Credit, told PYMNTS that having...

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Credit Building Programs, Cooler Rental Market Aid Renters Seeking to Upgrade
Credit Building Programs, Cooler Rental Market Aid Renters Seeking to Upgrade
March 10, 2023  |  Real Estate

Although the real estate market remains too hot for some first-time buyers, rental prices are finally sinking. This is according to CoreLogic’s recently released Single-Family Rent...

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Yapily and Zilch Partner on Affordable Credit Solutions in UK
Yapily and Zilch Partner on Affordable Credit Solutions in UK
March 09, 2023  |  Partnerships

Yapily and Zilch have teamed up to provide affordable credit solutions to British consumers. With this new partnership, Yapily’s open banking platform will be leveraged...

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LendingClub: Decline in Paycheck-to-Paycheck Ranks Is ‘Encouraging’
LendingClub: Decline in Paycheck-to-Paycheck Ranks Is ‘Encouraging’
March 07, 2023  |  Consumer Insights

At first glance, there’s reason to be optimistic when viewing the current state of the paycheck-to-paycheck economy. Joint research from PYMNTS and LendingClub shows that...

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