credit

Credit Card Delinquency Data Hints at Paycheck-to-Paycheck Pressures
Credit Card Delinquency Data Hints at Paycheck-to-Paycheck Pressures
December 16, 2022  |  Credit Cards

Reports from banks and payment networks show credit card delinquency rates are on the rise. Connect the dots, and the data hints at trouble ahead...

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Recession Threat Puts Cash Flow Management on Front Burner
Recession Threat Puts Cash Flow Management on Front Burner
December 14, 2022  |  B2B Payments

The pressure is on for companies to conserve cash, to manage money flows more adroitly. Joe Payne, senior vice president of Source to Pay at...

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FinTechs Give EU Post Offices Edge in Small Business Lending
FinTechs Give EU Post Offices Edge in Small Business Lending
December 05, 2022  |  Loans

Besides enabling mail deliveries, Europe’s post offices are evolving to meet modern banking needs. Leveraging their established branch networks and existing infrastructure, the likes of...

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Consumers’ Openness to Payment Options Drives Better Credit Scores
Consumers’ Openness to Payment Options Drives Better Credit Scores
December 05, 2022  |  Payment Methods

Consumers willing to try something new at checkout could boost their credit scores. This at a time when new findings in the report “New Payment Options:...

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Intuit Buys SeedFi to Help Credit Karma Customers Build Credit
Intuit Buys SeedFi to Help Credit Karma Customers Build Credit
December 04, 2022  |  Acquisitions

Global FinTech giant Intuit is looking to bolster its credit building business by acquiring SeedFi. The parent company of TurboTax, QuickBooks and Credit Karma announced...

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Eat, Pay, Love — a Meditation on Holiday Spending
Eat, Pay, Love — a Meditation on Holiday Spending
December 03, 2022  |  Retail

It turns out that dining, shopping, and even paying for such delights is uplifting. As in scientifically, and numerically as the case may be for...

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52% of Consumers Used Stored Debit Credentials for Recent Online Purchases
52% of Consumers Used Stored Debit Credentials for Recent Online Purchases
December 02, 2022  |  Consumer Insights

Stored payment credentials are rapidly overtaking manual entry for eCommerce purchases. We see the trend clearly in data from a survey of over 2,100 U.S....

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Shoppers Go Deep on BNPL and eCommerce as Holiday Shopping Ramps Up
Shoppers Go Deep on BNPL and eCommerce as Holiday Shopping Ramps Up
November 28, 2022  |  Retail

Driven by an inflation-fueled demand for deals, the official kick-off weekend of the 2022 shopping season outperformed events of the past two years albeit with...

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FCA Calls for Credit Rating Reform
FCA Calls for Credit Rating Reform
November 22, 2022  |  emea

The U.K.’s Financial Conduct Authority (FCA) is calling for a reformation of the way credit rating agencies (CRA) in the country operate and are governed....

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