Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not...
Regulators in the United Kingdom said in a Monday (May 18) news release that they are ready to update the country’s 52-year-old Consumer Credit Act....
Generation Z now holds the lowest average credit score of any generation, 676 according to FICO, down three points in one year. Get the Full...
Change is endemic to payments. But that doesn’t mean legacy environments can always keep up. Get the Full Story Complete the form to unlock this...
As credit card spending remains resilient across many consumer segments, issuers are confronting a more nuanced contest over where that spending ultimately lands: not simply...
Citi held its Investor Day on Thursday (May 7). Executives laid out a technology-driven growth strategy built on artificial intelligence (AI). Citi is moving AI...
Credit Karma has begun allowing individuals who don’t have a credit score to open an account and use the resources it offers to build a...
Until recently, credit innovation revolved around a familiar question: who should get approved? Get the Full Story Complete the form to unlock this article and...