data brief

Nearly 50% of European Firms Rely on Overdrafts From Corporate Bank Accounts
Nearly 50% of European Firms Rely on Overdrafts From Corporate Bank Accounts
October 17, 2023  |  Loans

Accessing working capital solutions is crucial for growth corporates — often referred to as middle market firms — around the world. Get the Full Story...

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50% of Loyal Subscribers Are Young Consumers With Multiple Subscriptions
50% of Loyal Subscribers Are Young Consumers With Multiple Subscriptions
October 16, 2023  |  Subscriptions

The retail subscription industry has experienced significant growth in recent years, with providers offering a wide range of subscription models to cater to evolving consumer...

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Nearly One-Third of Consumers Say Higher Credit Limits Will Boost BNPL’s Appeal
Nearly One-Third of Consumers Say Higher Credit Limits Will Boost BNPL’s Appeal
October 13, 2023  |  Buy Now Pay Later

Consumers are increasingly seeking flexible and convenient payment options, leading to the rising popularity of deferred payment plans such as credit card installment plans and...

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42% of European Millennials Want an All-in-One App to Streamline Digital Activities
42% of European Millennials Want an All-in-One App to Streamline Digital Activities
October 10, 2023  |  Consumer Insights

From banking and shopping to managing personal tasks, apps and connected devices have become an integral part of our daily lives, with consumers all around...

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26% of Consumers Say Interest Rates Influence Credit Product Choices
26% of Consumers Say Interest Rates Influence Credit Product Choices
October 09, 2023  |  Consumer Insights

Consumers are increasingly focused on finding the best deal — a preference driven by loss aversion and a desire to maximize the benefits of their...

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60% of Cash-Strapped Consumers Still Splurge on Nonessentials
60% of Cash-Strapped Consumers Still Splurge on Nonessentials
October 06, 2023  |  Consumer Finance

In today’s consumer-driven society, it is not uncommon for individuals, even those living paycheck to paycheck and struggling to pay bills, to indulge in occasional...

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82% of Small Insurance Firms Forgo Instant Payments
82% of Small Insurance Firms Forgo Instant Payments
October 05, 2023  |  Real-Time Payments

The insurance industry is witnessing a surge in the adoption of real-time payments, with nearly 40% of all firms surveyed in a PYMNTS study planning...

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Restaurants Considering Biometric Payments May Want to Try Fingerprint Scans
Restaurants Considering Biometric Payments May Want to Try Fingerprint Scans
October 04, 2023  |  Biometrics

As biometric payments catch on across industries, restaurants looking to use these technologies to reduce friction in transactions may be best served by fingerprint scan...

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Loyal Subscribers Account for Nearly 80% of Subscription Merchant Revenue
Loyal Subscribers Account for Nearly 80% of Subscription Merchant Revenue
October 03, 2023  |  Subscriptions

In the highly competitive world of retail subscription commerce, winning over loyal customers is crucial for providers to secure a lion’s share of revenue. Get...

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