data brief

May 2022: 58% of Consumers Live Paycheck to Paycheck, up From 54% a Year Ago
May 2022: 58% of Consumers Live Paycheck to Paycheck, up From 54% a Year Ago
July 01, 2022  |  Consumer Finance

The share of consumers living paycheck to paycheck increased by 4 percentage points between May 2021 and May 2022, according to “The New Reality Check,”...

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Mid-Market US Firms Use Real-Time Payments Only 4% of the Time
Mid-Market US Firms Use Real-Time Payments Only 4% of the Time
June 30, 2022  |  B2B Payments

Real-time payment usage varies drastically among firms of different sizes, according to “Accelerating the Time to Realized Revenue,” a PYMNTS and Mastercard collaboration based on...

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45% of Financial Services Customers Say They Feel Safe Without Passwords
45% of Financial Services Customers Say They Feel Safe Without Passwords
June 29, 2022  |  Authentication

Consumers are open to the idea of letting go of passwords and using alternative authentication methods to log in to their financial services accounts. Get...

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15% of Consumers Use at Least Three or More Payments Methods
15% of Consumers Use at Least Three or More Payments Methods
June 27, 2022  |  Payment Methods

When consumers are willing to employ multiple payment methods, PYMNTS describes that as exhibiting high payment diversification (HPD). Get the Full Story Complete the form...

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85% of Big Retailers Accept Cryptocurrency as a Form of Payment
85% of Big Retailers Accept Cryptocurrency as a Form of Payment
June 24, 2022  |  Cryptocurrency

Merchants and consumers have had enough experience with cryptocurrencies that they understand the advantages they offer as a payment method. Get the Full Story Complete...

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79% of Consumers Have at Least 1 Commerce Relationship With a Merchant
79% of Consumers Have at Least 1 Commerce Relationship With a Merchant
June 23, 2022  |  Retail

Commerce relationships — including retail subscriptions, memberships and loyalty programs — are extremely popular with consumers. In fact, 79% of all consumers have at least one...

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62% of Consumers Made Credit Card Payments in Last 90 Days
62% of Consumers Made Credit Card Payments in Last 90 Days
June 22, 2022  |  Consumer Finance

Credit cards are the most common credit products that U.S. consumers use. Get the Full Story Complete the form to unlock this article and enjoy...

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One in Five US Consumers Use 7 Different Payment Methods in Stores, Restaurants
One in Five US Consumers Use 7 Different Payment Methods in Stores, Restaurants
June 20, 2022  |  Payment Methods

While United States consumers can choose from a variety of payment alternatives when buying goods and services, PYMNTS’ research found that the average U.S. consumer...

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70% of US Businesses That Pass on RTP Cite Concern Over Irrevocable Funds
70% of US Businesses That Pass on RTP Cite Concern Over Irrevocable Funds
June 16, 2022  |  Faster Payments

Forty-one percent of U.S. businesses use real-time payments, according to “Accelerating the Time to Realized Revenue,” a PYMNTS and Mastercard collaboration based on a survey...

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