debt

Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor. Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase.

Source: en.wikipedia.org

Consumer Borrowing Jumps Amid Sharp Spike in Credit Card Balances
Consumer Borrowing Jumps Amid Sharp Spike in Credit Card Balances
May 08, 2023  |  Debt

Borrowing among consumers jumped in March amid a sharp spike in credit card use. Recent data from the Federal Reserve shows credit in the aggregate...

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Revolving Debt Soars in Ominous Sign for Paycheck-to-Paycheck Consumers 
Revolving Debt Soars in Ominous Sign for Paycheck-to-Paycheck Consumers 
May 07, 2023  |  Connected Economy

Credit card balances are rising as revolving debt surges at double-digit rates. All of which may signal trouble in the paycheck-to-paycheck economy. Revolving credit is,...

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Pay Growth Slows As Workers ‘Come Off the Sidelines’
Pay Growth Slows As Workers ‘Come Off the Sidelines’
May 03, 2023  |  Economy

Private employers went on a hiring spree in April but were less quick to raise wages. That’s according to ADP’s monthly National Employment Report, which...

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Drained Savings Push 21% of Paycheck-to-Paycheck Consumers Into Financial Distress
Drained Savings Push 21% of Paycheck-to-Paycheck Consumers Into Financial Distress
May 02, 2023  |  Consumer Insights

Consumers are drifting deeper into financial uncertainty while scrambling to cover costs. There seemed to be little cause for concern about consumers’ ability to spend...

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FTX Debtors: ‘Greed and Incompetence’ Triggered Collapse
FTX Debtors: ‘Greed and Incompetence’ Triggered Collapse
April 10, 2023  |  Cryptocurrency

At FTX under Sam Bankman-Fried, financial oversight was apparently something of a joke. That’s according to a report issued Sunday (April 9) by the collapsed...

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PYMNTS Intelligence: Governments Around the World Explore BNPL Regulation
PYMNTS Intelligence: Governments Around the World Explore BNPL Regulation
April 03, 2023  |  BNPL

The buy now, pay later (BNPL) market has operated largely free of government oversight since its launch, following in the footsteps of many of its...

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Financial Wellness Tools Get Second Look as Consumers Drain Their Savings
Financial Wellness Tools Get Second Look as Consumers Drain Their Savings
March 21, 2023  |  Financial Inclusion

Budget-focused FinTechs and innovative financial institutions (FIs) may have a golden opportunity to meet consumer need. The Federal Reserve released its latest monthly snapshot of...

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27% of Struggling Paycheck-to-Paycheck Consumers Eye More Credit Card Debt
27% of Struggling Paycheck-to-Paycheck Consumers Eye More Credit Card Debt
March 20, 2023  |  Debt

The daily juggling act of managing household expenses forcing consumers to think about credit. Specifically, how and when they might take on more credit card...

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Silicon Valley, Signature Bank Collapses Signal ‘Butterfly Effect’ on Paycheck-to-Paycheck Consumers
Silicon Valley, Signature Bank Collapses Signal ‘Butterfly Effect’ on Paycheck-to-Paycheck Consumers
March 20, 2023  |  Banking

The old adage is that a butterfly flaps its wings, and eventually, there’s a hurricane, far away. We may see the Butterfly Effect, as it’s...

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