debt

Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor. Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase.

Source: en.wikipedia.org

1 in 3 Consumers Earning $250K Live Paycheck to Paycheck
1 in 3 Consumers Earning $250K Live Paycheck to Paycheck
June 10, 2022  |  Personal Finance

As rising inflation makes it increasingly difficult to pay bills and build savings, U.S. consumers of all types are now living paycheck to paycheck —...

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PYMNTS AM Radar: Credit Card Debt; Payments Innovation; BNPL Loyalty; Social Commerce; ICYMI
PYMNTS AM Radar: Credit Card Debt; Payments Innovation; BNPL Loyalty; Social Commerce; ICYMI
June 10, 2022  |  Retail

Today is Friday, June 10, and banks are happy that people are finally using credit cards again and letting the balances rack up interest. But...

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More Consumers Letting Card Debt Revolve, Incur Interest
More Consumers Letting Card Debt Revolve, Incur Interest
June 10, 2022  |  Credit Cards

Consumers are increasingly letting their credit card debt revolve and letting interest mount instead of paying off what they owe each month.  Typically this is...

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Paycheck-to-Paycheck Consumers Will Feel Pinch When Student Loan Freeze Thaws
Paycheck-to-Paycheck Consumers Will Feel Pinch When Student Loan Freeze Thaws
May 31, 2022  |  Loans

The freeze thaws, and then comes the deluge. For the paycheck-to-paycheck economy, the tide of debt obligations may be tough to navigate. The Federal Reserve...

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CFPB, NY AG Shutter ‘Deceptive’ Debt Collection Shops
CFPB, NY AG Shutter ‘Deceptive’ Debt Collection Shops
May 23, 2022  |  Legal

The federal Consumer Financial Protection Bureau (CFPB) and the New York state attorney general filed a proposed judgment in federal court to settle its case against...

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Subprime Loan Delinquencies Signal Trouble for Paycheck-to-Paycheck Economy
Subprime Loan Delinquencies Signal Trouble for Paycheck-to-Paycheck Economy
May 19, 2022  |  Economy

Where there’s smoke, there’s fire. The signals smoldering from subprime loan delinquencies that the paycheck-to-paycheck economy is in trouble. Data from credit reporting giant Equifax,...

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Paycheck to Paycheck Has Now Become the Predominant Way of Life in America
Paycheck to Paycheck Has Now Become the Predominant Way of Life in America
May 12, 2022  |  Consumer Finance

Nine paycheck-to paycheck reports — and one inescapable conclusion. Anuj Nayar, financial health officer at LendingClub, told PYMNTS in an interview that “we are seeing...

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Study: 29% of Consumers Usually Revolve Credit Card Balances
Study: 29% of Consumers Usually Revolve Credit Card Balances
May 03, 2022  |  Credit Cards

Paycheck-to-paycheck consumers are three times as likely to revolve credit card debt and carry higher monthly balances, according to the April 2022 edition of “New...

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CFPB Reports Flood of Medical Debt-Collection Complaints Last Year
CFPB Reports Flood of Medical Debt-Collection Complaints Last Year
April 20, 2022  |  CFPB

To say we’re behind on medical debt is an understatement on several levels. It wasn’t until 2021 when the Census Bureau finally caught up with...

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