Digital Banking

Digital banking is part of the broader context for the move to online banking, where banking services are delivered over the internet. The shift from traditional to digital banking has been gradual and remains ongoing, and is constituted by differing degrees of banking service digitization.

Source: en.wikipedia.org

FCA Fines Monzo $28.5 Million for Accepting ‘Implausible’ Customer Info
FCA Fines Monzo $28.5 Million for Accepting ‘Implausible’ Customer Info
July 08, 2025  |  Regulation

Monzo, a digital bank in the United Kingdom, was fined 21,091,300 pounds (about $28.5 million) for deficient financial crime controls. Get the Full Story Complete...

READ MORE >
Payment Hubs Rescue Banks From $100 Million Digital Payments Chaos
Payment Hubs Rescue Banks From $100 Million Digital Payments Chaos
July 03, 2025  |  Banking

The bar for payment experiences — and consumer expectations — has been raised by FinTechs and digital-first challengers, making frictionless transactions a staple of everyday...

READ MORE >
Klarna Boosts Banking Efforts as It Prepares to Go Public
Klarna Boosts Banking Efforts as It Prepares to Go Public
June 30, 2025  |  Digital Banking

Klarna is increasing its digital banking efforts as it prepares to go public again. Get the Full Story Complete the form to unlock this article...

READ MORE >
Starling Bank Explores ‘Range of Expansion Options’ in US
Starling Bank Explores ‘Range of Expansion Options’ in US
June 26, 2025  |  Banking

Neobank Starling Bank, based in the United Kingdom, is exploring a “range of expansion options” in the United States, a Starling spokesperson told PYMNTS in...

READ MORE >
Revolut Reportedly Acquiring Argentinian Lender Banco Cetelem
Revolut Reportedly Acquiring Argentinian Lender Banco Cetelem
June 26, 2025  |  Acquisitions

Digital bank Revolut is buying Banco Cetelem, a small Argentinian lender owned by BNP Paribas. Get the Full Story Complete the form to unlock this...

READ MORE >
The Banking Industry’s Newspaper Moment
The Banking Industry’s Newspaper Moment
June 23, 2025  |  Digital Banking

In 2000, USA Today was the most circulated newspaper in the United States. More than 1.6 million copies were printed each day. Over 6.6 million...

READ MORE >
Risks Loom as Crypto Collateral Gains Ground in Traditional Lending
Risks Loom as Crypto Collateral Gains Ground in Traditional Lending
June 18, 2025  |  Loans

Crypto, in all of its forms, is poised to move more mainstream, blurring lines between traditional and decentralized finance. Get the Full Story Complete the...

READ MORE >
Credit Union Branch Closures Hit Highest Level Since 2021
Credit Union Branch Closures Hit Highest Level Since 2021
June 18, 2025  |  Credit Unions

Credit unions closed 32 locations during the first quarter, the largest drop since 2021. Get the Full Story Complete the form to unlock this article...

READ MORE >
LendingClub CEO Says Responsible Spending Deserves Rewards as Credit Dependency Soars
LendingClub CEO Says Responsible Spending Deserves Rewards as Credit Dependency Soars
June 18, 2025  |  Digital Banking

High-income Americans are drowning in debt despite six-figure salaries. LendingClub’s CEO Scott Sanborn believes the solution isn’t more credit — it’s rewarding people for using...

READ MORE >