Traditional credit cards are facing pressure in the battle for consumer spending power. While general-purpose cards remain the workhorse of American credit, their use for installment payments is growing far more slowly than private-label store cards — a shift driven, as PYMNTS Intelligence has found,...
Consumers no longer choose cards. They choose the card that best fits the task in front of them, whether it’s paying rent, funding a trip or padding a rainy‑day reserve. Winning that first‑choice position demands a toolkit that flexes by moment, not just by FICO...
Cross-border payments platform dLocal has debuted a solution for Brazilian merchants centered around the country’s Pix payments system. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...
With back-to-school season upon us, we took a look at the higher education side of the ledger. The silent drain of outdated payment systems in American higher education is costing universities far more than just missed tuition payments, impacting everything from staffing efficiency to institutional...
As digital commerce continues its ascent, the nuances of payment processing dictate whether businesses capture or lose customer relationships. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...
Klarna continues to expand beyond its pay-later roots with new financial services permissions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....
Singapore’s banking association has debuted an ePayments tool to help businesses transition from paper checks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...
Samsung is bringing installment payments to its digital wallet in collaboration with Splitit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...
A new report suggests that while initial cost concerns may deter merchants from adopting pay by bank, the long-term financial and operational benefits for consumer-facing businesses could be substantial, potentially surpassing the expenses of traditional payment methods. Get the Full Story Complete the form to...
