earned wage access

PYMNTS Intelligence: Leveraging Real-Time Payments to Help Paycheck-to-Paycheck Households
PYMNTS Intelligence: Leveraging Real-Time Payments to Help Paycheck-to-Paycheck Households
June 15, 2023  |  Real-Time Payments

As inflation grows faster than most wages, an increasing number of households are living paycheck to paycheck, having just enough money to make it to...

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How Earned Wage Access Can Change the Game for Paycheck-to-Paycheck Families
How Earned Wage Access Can Change the Game for Paycheck-to-Paycheck Families
June 14, 2023  |  Real-Time Payments

With 60% of U.S. consumers now living paycheck to paycheck, PYMNTS examines the latest support for using real-time payments and instant payroll as a vital...

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Rain Raises Record $116 Million for Earned Wage Access Platform
Rain Raises Record $116 Million for Earned Wage Access Platform
March 21, 2023  |  Payroll

Financial services provider Rain has raised what it says is a record $116 million. Announced Tuesday (March 21), the funding — the most ever for...

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Real-Time Payroll Helps Struggling Workers Avoid Payday Loans
Real-Time Payroll Helps Struggling Workers Avoid Payday Loans
January 27, 2023  |  News

Sixty-three percent of Americans were living paycheck to paycheck as of November, up from 60% the month prior, according to a recent report. Low wages...

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Overcoming The Logistical Headache Of Earned Wage Access
Overcoming The Logistical Headache Of Earned Wage Access
August 10, 2021  |  B2B Payments

If it weren’t for the decades of biweekly or monthly payroll cycles ingrained in corporate culture, the concept of connecting employees to their earned wages...

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Fiserv Now Lets Employers Provide Staffers With Earned Wage Access
Fiserv Now Lets Employers Provide Staffers With Earned Wage Access
April 29, 2021  |  Payroll

Fiserv announced that companies that use its Money Network electronic payroll delivery services can offer staffers early access to their wages. The earned wage access...

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CFPB Clarifies Position On Earned Wage Access Policy; Says Programs Are Not An Extension Of Credit
CFPB Clarifies Position On Earned Wage Access Policy; Says Programs Are Not An Extension Of...
December 01, 2020  |  Payment Methods

The U.S. Consumer Financial Protection Bureau issued an advisory opinion Monday (Nov. 30) that earned wage access (EWA) products do not represent extensions of credit...

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Visa Direct Powers Real-Time Payroll For Frontline Workers
Visa Direct Powers Real-Time Payroll For Frontline Workers
May 14, 2020  |  VISA

Americans are worried about their finances, a fact highlighted repeatedly in PYMNTS’s ongoing series of studies documenting consumer behaviors during the global pandemic and their...

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Why Employers Are Embracing Early Wage Access
Why Employers Are Embracing Early Wage Access
April 26, 2019  |  Faster Payments

Recent studies show that financially stressed employees are more distracted and less effective at work. That’s why companies like Uber and Lyft are tackling the...

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