embedded finance

FIS Says Embedded Finance in ‘First Inning’ of Payments Evolution
FIS Says Embedded Finance in ‘First Inning’ of Payments Evolution
January 25, 2023  |  Innovation

“If the FinTech ‘revolution,’ post-financial crisis, is in its early innings, then embedded finance is in its first inning.” Matthew Valente, head of product strategy at...

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UpSWOT and Mastercard Partner on Open Banking for Small Businesses
UpSWOT and Mastercard Partner on Open Banking for Small Businesses
January 17, 2023  |  Digital Banking

upSWOT and Mastercard have teamed up to help banks offer new services to business clients.  The new partnership adds Mastercard’s open banking capabilities and its...

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PYMNTS Intelligence: Small Businesses and SMBs Seek Personalized Digital Banking Support
PYMNTS Intelligence: Small Businesses and SMBs Seek Personalized Digital Banking Support
January 17, 2023  |  Digital-First Banking

Small businesses represent 99.9% of all businesses in the United States, and there were 32.5 million small businesses operating as of 2021, according to a...

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Goldman’s Platform Losses Show Embedded Finance’s Path May Be Rocky
Goldman’s Platform Losses Show Embedded Finance’s Path May Be Rocky
January 13, 2023  |  Digital-First Banking

Marcus aside, Goldman Sachs has heavy lifting ahead as the Wall Street giant pursues embedded finance. As reported in SEC filings from Friday (Jan. 13),...

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Mastercard: How Banking as a Service Will Scale in 2023 and Beyond 
Mastercard: How Banking as a Service Will Scale in 2023 and Beyond 
January 12, 2023  |  Digital-First Banking

“Banking as a service, and embedded finance, taken together — they just represent where the world is going.” As Sherri Haymond, executive vice president, Global...

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APIs Turn Businesses Into Banking Services Providers in Weeks
APIs Turn Businesses Into Banking Services Providers in Weeks
January 09, 2023  |  API

Macro headwinds aside, embedded finance is poised for long-term growth. Itai Damti, CEO of the Banking-as-a-Service platform (BaaS) Unit, told PYMNTS that BaaS and embedded...

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As Businesses Crave Efficiency, Will 2023 Be the Year of Embedded Finance?
As Businesses Crave Efficiency, Will 2023 Be the Year of Embedded Finance?
January 05, 2023  |  B2B Payments

As 2022’s digital transformation fuels 2023’s data-driven growth, CFOs are increasingly embracing embedded B2B solutions. That’s according to research in the latest PYMNTS report, “The...

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Banking-as-a-Service Delivers New Deposits for Banks
Banking-as-a-Service Delivers New Deposits for Banks
January 04, 2023  |  Banking

Banking-as-a-Service (BaaS) will have a banner year in 2023, Treasury Prime CEO Chris Dean told Karen Webster in an interview. Traditional financial institutions (FIs) will...

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Digital-First Shoppers Top 2022 Retail Technology Trends
Digital-First Shoppers Top 2022 Retail Technology Trends
December 27, 2022  |  Retail

In 2022, trends in retail technology materialized or matured in a year that defied predictions. Confining our scope to just what happened in retail, PYMNTS...

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