FDIC

The Federal Deposit Insurance Corporation is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions.

Source: fdic.gov

Watchdogs Build Their Own Agents to Keep Up

Watchdogs Build Their Own Agents to Keep Up
Watchdogs Build Their Own Agents to Keep Up
July 22, 2026  |  Artificial Intelligence

Banks and FinTechs are racing to put AI agents to work. The agencies that police them are doing the same thing. The U.K. Financial Conduct...

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Federal Agencies Propose Identity Verification Rule for Stablecoin Issuers
Federal Agencies Propose Identity Verification Rule for Stablecoin Issuers
June 18, 2026  |  Legal & Regulation

Five federal agencies are seeking public comment on a proposal to require certain payment stablecoin issuers to maintain a customer identification program. Get the Full...

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FDIC Stablecoin Rulemaking Shows Differences on Fees and Deposits
FDIC Stablecoin Rulemaking Shows Differences on Fees and Deposits
June 11, 2026  |  Cryptocurrency

Regulating new technology has never been as easy as it is necessary. Get the Full Story Complete the form to unlock this article and enjoy...

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FDIC Just Showed Why Banks May Win the Digital Dollar Race
FDIC Just Showed Why Banks May Win the Digital Dollar Race
June 10, 2026  |  Cryptocurrency

The debate over stablecoin regulation has always had a deeper question underneath it. Get the Full Story Complete the form to unlock this article and...

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Banks Look Beyond Lending as Margins Shrink
Banks Look Beyond Lending as Margins Shrink
June 01, 2026  |  Banking

Banks have spent two years rebuilding their balance sheets. The FDIC’s latest numbers confirm it worked. Get the Full Story Complete the form to unlock...

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FDIC Says Market Volatility Drove Large Banks’ Q1 Earnings Growth
FDIC Says Market Volatility Drove Large Banks’ Q1 Earnings Growth
May 27, 2026  |  Banking

FDIC-insured commercial banks and savings institutions reported that their aggregate net income increased 3.6% in the first quarter compared to the previous quarter and reached...

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FDIC Sets Bank Secrecy Act Standards for Stablecoin Issuers
FDIC Sets Bank Secrecy Act Standards for Stablecoin Issuers
May 22, 2026  |  Legal & Regulation

The Federal Deposit Insurance Corporation (FDIC) Board of Directors has taken another step in implementing the GENIUS Act by approving a proposed rule that would implement Bank Secrecy Act (BSA) and...

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FDIC and OCC Both Want to Be Stablecoins’ New Boss
FDIC and OCC Both Want to Be Stablecoins’ New Boss
May 10, 2026  |  Cryptocurrency

Washington has decided that stablecoins are too significant, economically and systemically, to remain outside the regulatory perimeter. Now comes the rulemaking. Get the Full Story...

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