FDIC

The Federal Deposit Insurance Corporation is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions.

Source: fdic.gov

Today In Payments: FDIC Defines Bank Regs For FinTechs; Treasury Secretary Warns Of Depression-Like Unemployment
Today In Payments: FDIC Defines Bank Regs For FinTechs; Treasury Secretary Warns Of Depression-Like Unemployment
March 18, 2020  |  News

In today’s top news, the FDIC is planning on setting new regulations for FinTechs and industrial banks, and Treasury Secretary Steven Mnuchin said U.S. unemployment...

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FDIC Defines Bank Regs For FinTechs
FDIC Defines Bank Regs For FinTechs
March 18, 2020  |  Bank Regulation

The Federal Deposit Insurance Corporation (FDIC) is setting new regulations for FinTechs and industrial banks that will enhance transparency and establish record-keeping requirements, the agency...

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House Chairwoman Tells FDIC To Halt ILC Charters
House Chairwoman Tells FDIC To Halt ILC Charters
March 15, 2020  |  Loans

Congresswoman Maxine Waters, chairwoman of the House Committee on Financial Services, wants to stop any new Industrial Loan Company (ILC) charters until further notice, citing...

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New York Leads US In Bank Branch Closures
New York Leads US In Bank Branch Closures
February 19, 2020  |  Banking

Banks across the U.S. are closing branches, but the New York area is seeing more closures than most, Bloomberg reported on Wednesday (Feb. 19). The...

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Top News In Payments: Elavon To Buy UK Gateway Sage Pay; Germany To Make Digital Payment Providers Open Systems To Rivals
Top News In Payments: Elavon To Buy UK Gateway Sage Pay; Germany To Make Digital...
November 18, 2019  |  News

In today’s top payments news, U.S. Bancorp subsidiary Elavon is acquiring U.K. payments gateway Sage Pay for $300 million. Also, Apple criticized the vote of German lawmakers to pass...

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Three Small US Banks Collapse Over Past Month
Three Small US Banks Collapse Over Past Month
November 18, 2019  |  Bank Regulation

The U.S. recorded its fourth bank failure this year — the first collapse of financial institutions since 2017, according to data from the Federal Deposit...

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Court Rules Only ‘Depository Institutions’ Eligible For OCC’s Bank Charters
Court Rules Only ‘Depository Institutions’ Eligible For OCC’s Bank Charters
October 24, 2019  |  Legal

Lights out for the FinTech charter idea? The Office of the Comptroller of the Currency (OCC) debuted a special purpose charter in 2016 that would...

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Big Tech Cryptos Set For Antitrust Scrutiny
Big Tech Cryptos Set For Antitrust Scrutiny
July 01, 2019  |  Regulation

Facebook’s announcement of Libra late last month has spurred greater regulatory oversight of cryptocurrencies, with a particular eye on who may be bringing those cryptos...

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Dems Push For More Financial Inclusion
Dems Push For More Financial Inclusion
March 22, 2019  |  Financial Inclusion

With the 2020 presidential election on the horizon, the theme of growing access to the banking system is becoming front and center. Democrats such as...

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