FDIC

The Federal Deposit Insurance Corporation is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions.

Source: fdic.gov

Small Business Loans Decreased in 2023 as Lending Standards Tightened
Small Business Loans Decreased in 2023 as Lending Standards Tightened
December 16, 2024  |  SMBs

Small business and small farm loans decreased in 2023 as interest rates rose and lending standards tightened, according to three federal banking agencies with responsibilities...

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FDIC Finds More ‘Problem Banks,’ Now at 3-Year High
FDIC Finds More ‘Problem Banks,’ Now at 3-Year High
December 16, 2024  |  Banking

The Federal Deposit Insurance Corp.’s roster of “problem banks” continues to grow. Get the Full Story Complete the form to unlock this article and enjoy...

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Yellen Cautions Trump Against Meddling With Financial Regulations
Yellen Cautions Trump Against Meddling With Financial Regulations
December 15, 2024  |  Bank Regulation

Treasury Secretary Janet Yellen says the next administration should leave “critically important” financial regulations untouched. Get the Full Story Complete the form to unlock this...

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Trump Team Struggles to Find Financial Regulatory Leaders
Trump Team Struggles to Find Financial Regulatory Leaders
December 15, 2024  |  Regulation

The upcoming Trump administration is reportedly struggling to find people to head America’s financial watchdogs. Get the Full Story Complete the form to unlock this...

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Banking Industry’s Net Interest Margin Rises After 3 Quarterly Declines
Banking Industry’s Net Interest Margin Rises After 3 Quarterly Declines
December 12, 2024  |  Banking

The banking industry’s net interest margin increased in the third quarter as the increase in loan yields exceeded the increase in the cost of deposits...

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Three Things to Watch as FDIC Tightens Up on FinTech
Three Things to Watch as FDIC Tightens Up on FinTech
December 10, 2024  |  Regulation

Several watchdogs and agencies are sharpening their gaze on FinTechs, specifically bank-FinTech relationships and the risks tied to those partnerships. Get the Full Story Complete...

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Coinbase: FDIC Put Brakes on Crypto Banking at US Lenders
Coinbase: FDIC Put Brakes on Crypto Banking at US Lenders
December 08, 2024  |  Cryptocurrency

Coinbase is reportedly accusing an American financial regulator of hindering cryptocurrency banking activity. Get the Full Story Complete the form to unlock this article and...

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Report: FDIC Ramps Up FinTech Scrutiny
Report: FDIC Ramps Up FinTech Scrutiny
December 05, 2024  |  Bank Regulation

The Federal Deposit Insurance Corporation (FDIC) reportedly has begun more closely tracking FinTechs that partner with banks, aiming to spot potential problems before they affect...

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FDIC Pushes for Transparency in Bank-FinTech Partnerships
FDIC Pushes for Transparency in Bank-FinTech Partnerships
December 03, 2024  |  Regulation

As banks link with FinTechs, as new financial services are forged, with consumer-facing apps and digital channels in the mix, there’s still a need for...

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