featured insights

20th Century Payments Are Crippling Modern Media’s Growth
20th Century Payments Are Crippling Modern Media’s Growth
December 04, 2025  |  Back-office

The advertising and media industry has spent the past decade reinventing almost everything about how it reaches audiences. Except, remarkably, how it manages the money...

READ MORE >
Gig Economy Moves Platforms to Deliver Instant Payouts
Gig Economy Moves Platforms to Deliver Instant Payouts
December 02, 2025  |  Real-Time Payments

Instant money movement is accelerating across the U.S. economy, and nowhere is that shift more visible than in the gig economy, where workers increasingly expect...

READ MORE >
Gen Z Redefines Work as Flexible Pay Gains Ground
Gen Z Redefines Work as Flexible Pay Gains Ground
November 25, 2025  |  Gig Economy

With inflation and changing government policies prompting widespread uncertainty, 6 in 10 American workers are facing pocketbook challenges while lacking the steadiness and predictability of...

READ MORE >
Payroll Emerges as the Next Battleground in Embedded Finance
Payroll Emerges as the Next Battleground in Embedded Finance
November 24, 2025  |  Payments Innovation

For years, embedded finance simmered in the background of digital transformation. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

READ MORE >
Small Business Credit Race Shifts From Approvals to Value-Added Services
Small Business Credit Race Shifts From Approvals to Value-Added Services
November 21, 2025  |  Working Capital

Small and mid-size businesses (SMBs) have traditionally been defined by their uphill battle to access credit. Approval odds were uncertain, and lenders could make or...

READ MORE >
Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
November 21, 2025  |  Consumer Finance

The “Wage to Wallet™ Index: Wage Volatility’s $14B Consumer Spending Gap,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments, offers a detailed look inside...

READ MORE >
Scammers Target Holiday Shoppers Through Fake Marketplaces, Identity Gaps
Scammers Target Holiday Shoppers Through Fake Marketplaces, Identity Gaps
November 13, 2025  |  Security & Fraud

Scams are everywhere, and the rising tide of fraudulent schemes is now hitting consumers across all age and income brackets. According to joint research from...

READ MORE >
Here Are the Five Reasons Consumers Want Credit Line Increases
Here Are the Five Reasons Consumers Want Credit Line Increases
November 13, 2025  |  Credit Cards

Credit has become the cushion many consumers need to handle daily expenses and unexpected costs. Get the Full Story Complete the form to unlock this...

READ MORE >
Compliance Becomes the New Competitive Edge in Embedded Finance
Compliance Becomes the New Competitive Edge in Embedded Finance
November 13, 2025  |  Retail

“Retailers Expand Embedded Finance to Unlock Control and Customization,” a collaboration between PYMNTS Intelligence and Marqeta, explores how retailers are transforming payments from a back-end...

READ MORE >