featured insights

Slow Credit Access Holds Growing Businesses Back

Slow Credit Access Holds Growing Businesses Back
Slow Credit Access Holds Growing Businesses Back
July 22, 2026  |  Working Capital

Growth can create a strange problem. A company gets bigger, but the payment and credit tools around it don’t always keep up. Get the Full...

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Every Dollar Gets a Job as Financial Pressure Builds
Every Dollar Gets a Job as Financial Pressure Builds
July 21, 2026  |  Consumer Finance

Consumers under the greatest financial pressure are not simply spending less. They are becoming more selective about where every dollar goes. Get the Full Story...

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74% of BNPL Users Choose More Than One Provider
74% of BNPL Users Choose More Than One Provider
July 20, 2026  |  BNPL

Buy now, pay later users are no longer choosing one provider and staying loyal. They are building a payment toolkit, selecting different installment options for...

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Spendability Emerges as the Next Test for Digital Assets
Spendability Emerges as the Next Test for Digital Assets
July 17, 2026  |  Cryptocurrency

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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48% of Online Shoppers Now Use AI Before Buying
48% of Online Shoppers Now Use AI Before Buying
July 16, 2026  |  Artificial Intelligence

AI agents have moved from the wish list to the shopping cart. The next test is simple: Can merchants keep control when software starts acting...

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53% of Financially Strained Consumers Cut Nonessential Spending 
53% of Financially Strained Consumers Cut Nonessential Spending 
July 14, 2026  |  Consumer Insights

Consumers are still spending, but many are doing it with less room for error. Get the Full Story Complete the form to unlock this article...

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88% of Banks Report Strong ROI With Instant Business Payments
88% of Banks Report Strong ROI With Instant Business Payments
July 13, 2026  |  Real-Time Payments

Business clients don’t want to hear that the payment is “in process.” They want to know that the money was moved, the supplier was paid...

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85% of Financial Firms Plan AI Budget Increases
85% of Financial Firms Plan AI Budget Increases
July 09, 2026  |  Artificial Intelligence

Enterprise artificial intelligence (AI) is no longer just a technology project. It is becoming a line item with momentum. Get the Full Story Complete the...

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