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How Banks Can Reengage the 53 Million Credit Outsiders

How Banks Can Reengage the 53 Million Credit Outsiders
How Banks Can Reengage the 53 Million Credit Outsiders
February 07, 2025  |  Consumer Insights

A significant segment of the U.S. population — approximately 53 million individuals — remains outside the traditional credit card ecosystem. Get the Full Story Complete...

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Banks Offering Instant Payments Say Bills Are Top Consumer Use
Banks Offering Instant Payments Say Bills Are Top Consumer Use
February 07, 2025  |  Real-Time Payments

For banks still on the fence about real-time payments, here’s a reality check: Not offering instant payments doesn’t just mean losing potential new customers —...

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46% of Cardholders Are Proactive Deal Hunters
46% of Cardholders Are Proactive Deal Hunters
February 07, 2025  |  Consumer Insights

The world of credit card rewards is getting a much-needed makeover. Forget the tired points-and-perks model. A new report from PYMNTS in collaboration with Banyan...

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Affirm Active Consumers Leap 23% as BNPL’s Momentum Continues
Affirm Active Consumers Leap 23% as BNPL’s Momentum Continues
February 06, 2025  |  BNPL

A strong holiday shopping season, coupled with the continued momentum of buy now, pay later (BNPL) options and zero interest rates, helped push Affirm Holding’s...

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Amazon Pledges $26B Quarterly for GenAI and Retail Overhaul
Amazon Pledges $26B Quarterly for GenAI and Retail Overhaul
February 06, 2025  |  Amazon

Amazon continues its push into artificial intelligence (AI) and robotics, signaling a shift in its retail and technology business strategies. Get the Full Story Complete...

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Doctor’s Orders: Lynx Gets $27 Million to Close Health and Finance Gap
Doctor’s Orders: Lynx Gets $27 Million to Close Health and Finance Gap
February 06, 2025  |  Healthcare

Fragmentation and regulation are among the top ways innovation can find itself hamstrung. Get the Full Story Complete the form to unlock this article and...

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Arculus, Mastercard and Truist Explore Fraud and the Economy’s Three S’s
Arculus, Mastercard and Truist Explore Fraud and the Economy’s Three S’s
February 06, 2025  |  Digital Payments

Instant gratification rules today’s theater of commerce, and businesses shouldn’t be letting fraud get in the way by slowing down transactions. Get the Full Story...

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Manual AR: ‘Like Running a Marathon With Bricks Tied to Your Feet’
Manual AR: ‘Like Running a Marathon With Bricks Tied to Your Feet’
February 06, 2025  |  Accounts Receivable

You wouldn’t run a marathon with bricks tied to your feet, would you? Then why are small- to medium-sized businesses (SMBs) still managing accounts receivable...

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