federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

The Fed Account Access Fight Is Becoming a Risk Test for FinTechs

The Fed Account Access Fight Is Becoming a Risk Test for FinTechs
The Fed Account Access Fight Is Becoming a Risk Test for FinTechs
May 22, 2026  |  Legal & Regulation

For years, the argument over Federal Reserve account access has largely centered on who gets in. Get the Full Story Complete the form to unlock...

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Fed Report Shows Crypto Still Has an Everyday Use Problem
Fed Report Shows Crypto Still Has an Everyday Use Problem
May 20, 2026  |  Cryptocurrency

A decade into the crypto experiment, digital assets today still function primarily as an investment vehicle, not as money. Get the Full Story Complete the...

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Former CFTC Chief Says Digital Dollar Is Inevitable in US
Former CFTC Chief Says Digital Dollar Is Inevitable in US
May 20, 2026  |  CBDC

Before returning to office, President Donald Trump promised to outlaw central bank digital currencies (CBDCs). Get the Full Story Complete the form to unlock this...

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White House Pushes FinTech Access to Payment Rails
White House Pushes FinTech Access to Payment Rails
May 19, 2026  |  Legal & Regulation

The White House is pushing federal financial regulators to take a fresh look at the rules that shape how FinTechs work with banks, payment systems...

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Fed Data Finds Households Keep Big Purchases in Play
Fed Data Finds Households Keep Big Purchases in Play
May 19, 2026  |  Consumer Finance

Consumers still intend to spend, and new Federal Reserve findings, alongside PYMNTS Intelligence data, show how they expect to make those purchases work. Get the...

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Fed Credit Data Points Toward Consumer Demand for Installments
Fed Credit Data Points Toward Consumer Demand for Installments
May 13, 2026  |  Consumer Finance

Consumers are still leaning heavily on credit cards, but the latest Federal Reserve household debt data suggests a growing number may soon be looking for...

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Revolving Credit Rates Rise as Everyday Expenses Pinch Consumers
Revolving Credit Rates Rise as Everyday Expenses Pinch Consumers
May 07, 2026  |  Consumer Finance

Americans are again leaning more heavily on credit cards to finance everyday life. Get the Full Story Complete the form to unlock this article and...

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Federal Reserve Steps Up Fight Against Consumer Fraud
Federal Reserve Steps Up Fight Against Consumer Fraud
May 05, 2026  |  Fraud Prevention

Federal Reserve Vice Chair for Supervision Michelle W. Bowman said Tuesday (May 5) that she is raising consumer fraud as a priority issue for the...

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