FinTech

Financial technology, often shortened to fintech, is the technology and innovation that aims to compete with traditional financial methods in the delivery of financial services. It is an emerging industry that uses technology to improve activities in finance.

Faster Settlements May Add Pressure on FIs to Automate
Faster Settlements May Add Pressure on FIs to Automate
May 29, 2024  |  B2B Payments

What a difference a day can make. The T+1 implementation for capital markets went live in the U.S., Canada and Mexico on Tuesday (May 28),...

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Thredd’s McCarthy Gets Down to the Business of FinTech
Thredd’s McCarthy Gets Down to the Business of FinTech
May 29, 2024  |  Payments Innovation

Defining “payments modernization” is no easy task. If you asked 10 different payments executives to define it, you might get 10 different answers. But for...

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Five Things to Watch as Synapse Bankruptcy Impact Shakes Up FinTechs
Five Things to Watch as Synapse Bankruptcy Impact Shakes Up FinTechs
May 28, 2024  |  Banking

At this writing, on Tuesday (May 28), the ripple effects of Synapse’s bankruptcy keep rippling. But with each filing, with the reports that customers can’t...

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Healthcare Payments Software Provider Waystar Eyes $1B IPO
Healthcare Payments Software Provider Waystar Eyes $1B IPO
May 28, 2024  |  IPO

Healthcare payments software provider Waystar launched its initial public offering (IPO). The company applied to list its shares on Nasdaq under the symbol “WAY” and...

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Pay-by-Bank Solutions Signal New Era of Payments
Pay-by-Bank Solutions Signal New Era of Payments
May 28, 2024  |  Payments Innovation

Solutions in search of problems rarely scale — something especially true when it comes to payments, where the focus remains on enhancing user experience and efficiency. With...

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M&T Bank Taps Rich Data Co for AI Decisioning Platform
M&T Bank Taps Rich Data Co for AI Decisioning Platform
May 27, 2024  |  Banking

Rich Data Co. (RDC) has taken another step in the global expansion of its artificial intelligence (AI) decisioning platform for business and commercial lenders. The...

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Could France Lead the EU’s Digital Comeback?  
Could France Lead the EU’s Digital Comeback?  
May 27, 2024  |  Fintech Investments

After starting the year at a five-year low, France may be in a position to lead venture investment in the EU out of the dark...

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Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
Cash Flow-Based Underwriting Adds Real-Time Context to FICO Score
May 24, 2024  |  Loans

The FICO score — what we might think of as the general “shorthand” for lending — was created back in 1989. In the decades since,...

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Real-Time Transactions and Regulations Continue to Shape Payments
Real-Time Transactions and Regulations Continue to Shape Payments
May 24, 2024  |  Real-Time Payments

When it comes to payments innovations, banks and payment companies have held up their end of the deal. Instant payments, pay-by-bank, digital wallets, artificial intelligence and...

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