Karen Webster

Who Is the Paycheck-to-Paycheck Consumer in America?
Who Is the Paycheck-to-Paycheck Consumer in America?
March 11, 2025  |  Consumer Finance

A six-figure income, a house in a nice neighborhood, two cars in the garage and kids in private schools — yet still feeling panicked when...

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CFPB, Crypto and Consumer Confidence: Inside DC’s Unpredictable Regulatory Storm
CFPB, Crypto and Consumer Confidence: Inside DC’s Unpredictable Regulatory Storm
March 03, 2025  |  Politics

If you’re tracking the mania in Washington, D.C., from a financial services perspective these days, you might notice that it’s starting to resemble a weather...

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Higher Prices and Fewer Choices: What American Consumers and Small Businesses Think About Tariffs
Higher Prices and Fewer Choices: What American Consumers and Small Businesses Think About Tariffs
February 19, 2025  |  Consumer Insights

The American consumer has been given a crash course in global trade over the last three weeks. On February 1, 2025, President Trump’s announcement of...

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Five Years Post-COVID, We’re Really Not Shopping (or Doing Much Else) Like It’s 2019
Five Years Post-COVID, We’re Really Not Shopping (or Doing Much Else) Like It’s 2019
January 22, 2025  |  eCommerce

Turns out, we can learn a lot of things about people by studying rats. When the scientific world wants to better understand human behavioral psychology,...

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The Big GenAI Time and Money Shift
The Big GenAI Time and Money Shift
January 13, 2025  |  artificial intelligence

The average consumer spends about 3 seconds when opening an app on their smartphone. Most open 10 different apps a day. Over the course of...

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2025 Isn’t Just Another New Year
2025 Isn’t Just Another New Year
January 10, 2025  |  Karen Webster

Just as 2024 delivered more than originally advertised, we now stand at the midpoint of a transformative decade in which the digital economy continues to...

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The Five Not-So-Obvious Things That Will Change the Digital Economy in 2025
The Five Not-So-Obvious Things That Will Change the Digital Economy in 2025
January 06, 2025  |  Digital Payments

It’s only been for the last 443 years that the start of the new year was celebrated on January 1st.  For millennia before that, it...

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How 15 Pivotal Events Impacted the Digital Economy in 2024
How 15 Pivotal Events Impacted the Digital Economy in 2024
December 30, 2024  |  Karen Webster

There are 52 Mondays in a year. For the last 15 of those years, I have published a piece of content on as many of...

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Apple Pay’s 10-Year Journey and Its Next Decade of Decisions
Apple Pay’s 10-Year Journey and Its Next Decade of Decisions
October 22, 2024  |  Apple Pay

PYMNTS Intelligence published its annual report on the usage and adoption of Apple Pay yesterday (October 21). That report marked the ten-year milestone of Apple...

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