KLW Commentary

Why Trust is Data’s Only Real Currency

Why Trust is Data’s Only Real Currency
Why Trust is Data’s Only Real Currency
August 13, 2025  |  Data & Research

Mark Twain once remarked that there are “lies, damned lies, and statistics.” A century later, the line still gets a chuckle. Not because statistics are...

READ MORE >
Gen Z Isn’t Different. They’re Digital by Default.
Gen Z Isn’t Different. They’re Digital by Default.
August 06, 2025  |  Consumer Insights

By the 1920s, cars and telephones had changed how people connected. Young adults could travel on their own and make plans without meeting in person....

READ MORE >
The New Face of Credit is the Debit Card
The New Face of Credit is the Debit Card
July 30, 2025  |  BNPL

About sixty years ago, credit cards changed shopping by solving a simple problem: they let people buy now and pay later anywhere the cards were...

READ MORE >
Apple’s $10B AI Crisis. 3 Bold Moves To Reinvent Its Future.
Apple’s $10B AI Crisis. 3 Bold Moves To Reinvent Its Future.
July 23, 2025  |  Apple

Maybe it was when Ruoming Pang, the executive leading Apple Intelligence, jumped ship earlier this month to Meta’s new Superintelligence Labs. Or when a leaked internal memo...

READ MORE >
Innovation Used to Be About Generations. Gen AI Makes It About Everyone
Innovation Used to Be About Generations. Gen AI Makes It About Everyone
July 07, 2025  |  Artificial Intelligence

For many Americans, saving money at the grocery store was once a Sunday evening ritual. Out came the scissors and spreadsheets to clip coupons from...

READ MORE >
The Banking Industry’s Newspaper Moment
The Banking Industry’s Newspaper Moment
June 23, 2025  |  Banking

In 2000, USA Today was the most circulated newspaper in the United States. More than 1.6 million copies were printed each day. Over 6.6 million...

READ MORE >
Why 30 Months of GenAI Innovation Should Make Us Optimistic, Not Impatient
Why 30 Months of GenAI Innovation Should Make Us Optimistic, Not Impatient
May 27, 2025  |  Artificial Intelligence

Relationship experts say that the honeymoon period lasts about two years. After that, the newlywed sheen wears off, and what’s left is navigating the real...

READ MORE >
When Chatbots Replace Search Bars, Who Wins at Checkout?
When Chatbots Replace Search Bars, Who Wins at Checkout?
May 05, 2025  |  Artificial Intelligence

Perplexity started it in November of 2024 with Buy with Pro. Then Open AI with ChatGPT followed in April 2025. These two large language models...

READ MORE >