Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

Ditching FICO, And Finding Another Path To SME Loans
Ditching FICO, And Finding Another Path To SME Loans
June 13, 2017  |  B2B Payments

The struggle of small business borrowing is well documented. Indeed, it’s the underlying reason why the alternative SME lending industry exists. But even alt-lenders have...

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How Fraud Data Streamlines Digital Loan Decisioning
How Fraud Data Streamlines Digital Loan Decisioning
June 13, 2017  |  Data Drivers

At least two-thirds of consumers who go online apply for a loan. In our latest Data Drivers, Joe DeCosmo, chief analytics officer at Enova, and...

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Credit Card Charge-Offs Reach Highest Rate Since 2009
Credit Card Charge-Offs Reach Highest Rate Since 2009
June 09, 2017  |  Debt

Moody’s Investors Service reported Thursday (June 8) that credit card charge-offs — debts that are so delinquent that lending institutions have basically given up on collecting...

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FastPay Aims To Unblock Digital Media’s Cash Flow Backlog
FastPay Aims To Unblock Digital Media’s Cash Flow Backlog
June 07, 2017  |  B2B Payments

Inadequate cash flow can cripple a business and is indeed the main culprit behind failed startups. But a cash flow crunch isn’t just deadly to...

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Biz2Credit Tells Banks To Stop Fixating On Millennials
Biz2Credit Tells Banks To Stop Fixating On Millennials
June 02, 2017  |  B2B Payments

As the age of a small business owner increases, so do their chances of having a loan application approved by bank lenders, according to research...

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The CFPB’s Fact Finding Into SMB Lending (And Why Bankers Are Worried)
The CFPB’s Fact Finding Into SMB Lending (And Why Bankers Are Worried)
May 30, 2017  |  CFPB

After seven years of offering close scrutiny to any and all aspects of consumer lending — mortgage underwriting, car loans, short-term lending, credit cards, debt collection,...

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The Wealth Effect and Other, Opposite Effects
The Wealth Effect and Other, Opposite Effects
May 10, 2017  |  News

Stocks are at or near record highs, giving rise to an outsized wealth effect.  But some banks are seeing new highs in sour loans.  Two...

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Off The Continent And Into Puerto Rico For Online SMB Lending
Off The Continent And Into Puerto Rico For Online SMB Lending
May 02, 2017  |  B2B Payments

If expansion is key for SMBs, so too is it for lenders. Biz2Credit is linking up with Oriental Bank in Puerto Rico to boost SMB...

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nCino Makes It Easier For Small Businesses To Access Funding
nCino Makes It Easier For Small Businesses To Access Funding
April 26, 2017  |  Payment Methods

nCino, the cloud banking company, announced Tuesday (April 25) it has broadened the scope of its Bank Operating System to provide financial firms with a...

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