Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

UK SMB Loan and Mortgage Defaults on the Rise
UK SMB Loan and Mortgage Defaults on the Rise
January 20, 2023  |  Economy

The Bank of England (BoE) has reported an increase in small businesses defaulting on loans. In the findings of a survey of lenders in the...

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Upstart Offers Tools to Promote ‘Omnichannel Car Buying’
Upstart Offers Tools to Promote ‘Omnichannel Car Buying’
January 19, 2023  |  Retail

Upstart is updating its auto retail platform to help dealers offer a simpler buying experience. The artificial intelligence (AI) lending marketplace announced the new applications...

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From Fundraises to Partnerships, BNPL for Business Is on the Move
From Fundraises to Partnerships, BNPL for Business Is on the Move
January 18, 2023  |  B2B Payments

A spate of funding rounds and partnerships herald a banner year for bringing buy now, pay later (BNPL) to B2B payments. The global momentum is...

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Digital Loan Offerings Become Cost-Effective Way for Credit Unions to Court Millennials
Digital Loan Offerings Become Cost-Effective Way for Credit Unions to Court Millennials
January 16, 2023  |  Credit Unions

Offering new consumer-facing loan tools to digital-savvy customers doesn’t have to burst budgets. Credit unions have a long-standing reputation for being customer-centric but are caught...

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Wells Fargo: Credit Card Revenues up 6% as Consumer Spending Remains Resilient 
Wells Fargo: Credit Card Revenues up 6% as Consumer Spending Remains Resilient 
January 13, 2023  |  Earnings

The $3.7 billion settlement with the Consumer Financial Protection Bureau (CFPB) hit Wells Fargo’s profits. But the bank’s management was sanguine Friday (Jan. 13) on digital...

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JPMorgan Braces for Recession as Credit Loss Provisions Jump 49%
JPMorgan Braces for Recession as Credit Loss Provisions Jump 49%
January 13, 2023  |  Earnings

For America’s biggest bank, the recession’s the base case, and credit losses loom. J.P. Morgan reported fourth-quarter results Friday (Jan. 13) that show caution about...

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Thailand Warns Virtual Banks About ‘Irresponsible Lending’ as It Approves Them
Thailand Warns Virtual Banks About ‘Irresponsible Lending’ as It Approves Them
January 12, 2023  |  Digital Banking

Thailand has approved virtual banking, while warning against “irresponsible lending.” The country’s central bank on Thursday (Jan. 12) said it expects financial institutions to operate...

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The Best Reading on Consumer Spending and Sentiment Will Come out Tomorrow
The Best Reading on Consumer Spending and Sentiment Will Come out Tomorrow
January 12, 2023  |  Banking

Starting tomorrow, Wall Street will focus on how banks view inflation, the stock market and bond trading. But as earnings kick off on Friday (Jan....

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Wells Fargo Narrows Focus of Home Lending Business
Wells Fargo Narrows Focus of Home Lending Business
January 11, 2023  |  Banking

Wells Fargo is shrinking and simplifying its home lending business. The business will now focus on bank customers and minority communities, while the bank exits...

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