loans

40% of Subprime Borrowers Have Applied for BNPL

40% of Subprime Borrowers Have Applied for BNPL
40% of Subprime Borrowers Have Applied for BNPL
May 14, 2025  |  Buy Now Pay Later

Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances...

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Fed Data Shows Credit Card Balances Decline in Q1, but 90-Day Delinquencies Surge
Fed Data Shows Credit Card Balances Decline in Q1, but 90-Day Delinquencies Surge
May 13, 2025  |  Debt

The latest data on household debt from the Federal Reserve Bank of New York, released Tuesday (May 13), indicated that consumers paid down some of...

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Bank Loan or Embedded Financing? Depends on How Sunny a Business Is About the Economy
Bank Loan or Embedded Financing? Depends on How Sunny a Business Is About the Economy
May 12, 2025  |  Digital-First Banking

As the U.S. economy bumps up against fluctuating interest rates, tariffs and newly complex supply chains, medium-sized companies face critical decisions about how to fund...

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Platforms, Private Credit Fund and Banks’ Fortunes Are Increasingly Intertwined
Platforms, Private Credit Fund and Banks’ Fortunes Are Increasingly Intertwined
May 09, 2025  |  Banking

Private credit exists as an essential part of the capital spectrum, especially for firms that cannot get, or choose not to get, traditional bank channels....

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How Forward-Flow Funding Is Transforming Small Business Lending
How Forward-Flow Funding Is Transforming Small Business Lending
May 08, 2025  |  SMBs

In the evolving world of FinTech, where algorithm-driven underwriting and alternative data are becoming the norm, small and medium-sized businesses (SMBs) are constantly seeking for...

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Upstart Personal Loan Originations Grow 83% Year Over Year
Upstart Personal Loan Originations Grow 83% Year Over Year
May 06, 2025  |  Earnings

Lending platform Upstart Holdings’ first quarter results saw loan originations nearly double from a year ago, driven in part by automated processes, while management pointed...

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Trump Administration to Begin Student Loan Collections
Trump Administration to Begin Student Loan Collections
May 05, 2025  |  Loans

The Trump administration plans to put millions of defaulted federal student loan borrowers into collections starting Monday (May 5). Get the Full Story Complete the...

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Zest AI Debuts LuLu Strategy for GenAI-Powered Lending Intelligence
Zest AI Debuts LuLu Strategy for GenAI-Powered Lending Intelligence
May 05, 2025  |  artificial intelligence

Zest AI says it has introduced a tool to help banks make AI-powered lending decisions. Get the Full Story Complete the form to unlock this article...

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Student Loan Defaults Could Reduce Consumer Spending by $63 Billion
Student Loan Defaults Could Reduce Consumer Spending by $63 Billion
May 02, 2025  |  Consumer Finance

Rising student loan defaults could reduce consumer spending by as much as $63 billion a year, according to Bloomberg Economics. Get the Full Story Complete the...

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