loans

Chase Uses Nova Credit to Bolster Cash Flow Underwriting

Chase Uses Nova Credit to Bolster Cash Flow Underwriting
Chase Uses Nova Credit to Bolster Cash Flow Underwriting
September 04, 2025  |  Loans

Chase is using Nova Credit to help power its cash flow underwriting capabilities. Get the Full Story Complete the form to unlock this article and...

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60% of Banks Say Real-Time Data Decides Who Gets a Loan
60% of Banks Say Real-Time Data Decides Who Gets a Loan
September 01, 2025  |  Loans

For banks, the difference between saying “yes” and “no” to a small business loan often has less to do with risk appetite than with the...

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VantageScore Says Top Credit Tiers See Biggest Increases in Late-Stage Delinquencies
VantageScore Says Top Credit Tiers See Biggest Increases in Late-Stage Delinquencies
August 25, 2025  |  Debt

Late-stage delinquency rates increased across all credit scores in July, compared to a year earlier, with the greatest percentage increases seen among the highest credit...

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Long-Term Car Loans Become More Common as Average Price Rises
Long-Term Car Loans Become More Common as Average Price Rises
August 25, 2025  |  Loans

Long-term car loans are reportedly becoming more common and creating risks for both buyers and sellers. Get the Full Story Complete the form to unlock...

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UBS Strategists Warn of ‘Overheating Risk’ Around AI Investments
UBS Strategists Warn of ‘Overheating Risk’ Around AI Investments
August 18, 2025  |  Artificial Intelligence

UBS Global Research reportedly advised investors looking at the artificial intelligence industry to keep an eye on overheating risk and the health of the asset...

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Algebrik AI and Open Lending Partner on Auto Loan Decisioning Solution
Algebrik AI and Open Lending Partner on Auto Loan Decisioning Solution
August 11, 2025  |  Partnerships

Algebrik AI and Open Lending partnered to provide auto loan decisioning capabilities that are designed to enable credit unions and community lenders to confidently extend...

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Stablecoins Could Push Borrowers to FinTechs
Stablecoins Could Push Borrowers to FinTechs
August 11, 2025  |  Cryptocurrency

The ascendant stablecoin market may set the stage for decreased lending from banks, opening an opportunity for alternative lenders, including FinTech platforms, to fill the...

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Platforms Lure SMBs Seeking Capital From Alternative Lending Options
Platforms Lure SMBs Seeking Capital From Alternative Lending Options
August 08, 2025  |  Loans

PYMNTS Intelligence has long chronicled the challenges facing smaller firms navigating the storms of economic volatility. Capital, of course, offers up a buffer against the...

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