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Alt Credit Models and Platforms Improve Financial Inclusion for Credit Marginalized Consumers

Alt Credit Models and Platforms Improve Financial Inclusion for Credit Marginalized Consumers
Alt Credit Models and Platforms Improve Financial Inclusion for Credit Marginalized Consumers
April 27, 2023  |  Financial Inclusion

The traditional ways and means of scoring credit risk — and extending credit — are leaving significant swaths of consumers disenfranchised. Get the Full Story...

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Younited Teams With Tink to Expand Instant Credit Offering
Younited Teams With Tink to Expand Instant Credit Offering
April 26, 2023  |  Partnerships

Younited is working with open banking platform Tink to expand instant credit in Europe. Get the Full Story Complete the form to unlock this article...

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Businesses Start to Feel Credit Pinch
Businesses Start to Feel Credit Pinch
April 21, 2023  |  Loans

Businesses are reportedly finding it increasingly difficult to access credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Repo Companies Predict Boom as Consumers Miss Car Payments
Repo Companies Predict Boom as Consumers Miss Car Payments
April 19, 2023  |  Economy

Repossession companies are reportedly preparing for a boom period as consumers struggle to pay bills. Get the Full Story Complete the form to unlock this...

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Battle Over Junk and Late Fees Could Hit Bank Profits and Consumer Services
Battle Over Junk and Late Fees Could Hit Bank Profits and Consumer Services
April 17, 2023  |  Regulation

Where regulation goes — sometimes, at least — unintended consequences might follow. Get the Full Story Complete the form to unlock this article and enjoy...

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PYMNTS Intelligence: Partnering to Power Growth With Instant Loan Disbursements
PYMNTS Intelligence: Partnering to Power Growth With Instant Loan Disbursements
April 13, 2023  |  Loans

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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76% of Main Street Businesses Would Run Out of Cash In 60 Days, Study Finds
76% of Main Street Businesses Would Run Out of Cash In 60 Days, Study Finds
April 12, 2023  |  SMBs

Even as the economic outlook of small and medium-sized businesses (SMBs) has improved somewhat, 59% still believe we will go through a recession in the...

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Banks’ Lending Squeeze May Hit Small Businesses Hardest
Banks’ Lending Squeeze May Hit Small Businesses Hardest
April 12, 2023  |  Loans

Driven by interest rates that, at least for the near future, the Fed hints will continue to rise, banks have reported the market value of issued...

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The Inside Take on AI’s Role in Streamlining Lending for All
The Inside Take on AI’s Role in Streamlining Lending for All
April 12, 2023  |  Loans

Instant disbursements adoption set new records in 2022 — except in lending, where two-thirds of FinTech FI customers would eagerly pay extra for instant disbursements....

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