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How Affordability Became America’s Conversation

How Affordability Became America’s Conversation
How Affordability Became America’s Conversation
January 21, 2026  |  Consumer Insights

Most Americans probably don’t remember the exact inflation rate last year. But they remember that the footlong they once paid 5 dollars for is now...

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Unpredictable Pay Cycles Break Financial Stability for America’s Hourly Workers
Unpredictable Pay Cycles Break Financial Stability for America’s Hourly Workers
January 20, 2026  |  Payroll

At 60 million and growing, the U.S. Labor Economy represents a sizeable segment of the country’s manpower. Yet, even as these individuals serve food, staff...

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Mastercard Says Embedding Payments Is Key to Commercial Payments Acceptance
Mastercard Says Embedding Payments Is Key to Commercial Payments Acceptance
January 19, 2026  |  Commercial Payments

Watch more: Need to Know: Mastercard’s Marc Pettican Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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Hot Mics and Hard Truths: Inside the Chaos of Earnings Season
Hot Mics and Hard Truths: Inside the Chaos of Earnings Season
January 17, 2026  |  Earnings

If you’ve ever wondered what modern capitalism sounds like, it’s not a trading floor or a Silicon Valley pitch deck. Get the Full Story Complete...

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Banks Overestimate Their Identity Defenses to the Tune of $34B a Year
Banks Overestimate Their Identity Defenses to the Tune of $34B a Year
January 16, 2026  |  Digital Identity

As financial services firms push deeper into digital channels, identity verification has quietly become one of the most consequential—and most underestimated—forces shaping growth, risk and...

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What 2026 Will Make Obvious
What 2026 Will Make Obvious
January 14, 2026  |  What's Hot

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Consumers Pay the Price as State Regulation Fractures FinTech Scale
Consumers Pay the Price as State Regulation Fractures FinTech Scale
January 13, 2026  |  What's Hot

The CFPB’s decision to dial down enforcement of BNPL and other nonbank credit products hasn’t created a vacuum. It has invited fifty competing rulebooks to...

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AI Doers Drown Out AI Naysayers
AI Doers Drown Out AI Naysayers
January 12, 2026  |  What's Hot

By the end of 2025, the conversation around autonomous AI changed in a way that had little to do with public debate and everything to...

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