OC&C

Regulators’ Concerns About TD Bank’s AML Practices Reportedly Ended Merger
Regulators’ Concerns About TD Bank’s AML Practices Reportedly Ended Merger
May 08, 2023  |  Bank Regulation

Regulators’ concerns about TD Bank’s anti-money laundering (AML) practices reportedly ended its plans to acquire First Horizon Bank. The concerns of the Office of the...

READ MORE >
OCC Says Banks Should Consider Lower-Cost Alternatives for Covering Overdrafts
OCC Says Banks Should Consider Lower-Cost Alternatives for Covering Overdrafts
April 26, 2023  |  Banking

Banks should consider offering lower-cost alternatives for covering overdrafts. That is one of the suggestions made by the Office of the Comptroller of the Currency...

READ MORE >
OCC Taking Closer Look at JPMorgan’s Acquisition Due Diligence
OCC Taking Closer Look at JPMorgan’s Acquisition Due Diligence
April 07, 2023  |  Acquisitions

A regulator is reportedly looking into JPMorgan Chase’s due diligence on recent acquisitions. The Office of the Comptroller of the Currency (OCC) launched the audit...

READ MORE >
Silvergate’s Crisis Gives Regulators Ammunition to Keep Crypto from Mainstream Banking 
Silvergate’s Crisis Gives Regulators Ammunition to Keep Crypto from Mainstream Banking 
March 02, 2023  |  Cryptocurrency

Silvergate’s existential crisis may give regulators the ammunition they need to keep crypto and mainstream banking separate. As reported here, Silvergate Capital said in a U.S. Securities...

READ MORE >
Agencies: Banks Must Manage Risk Around Crypto-Assets
Agencies: Banks Must Manage Risk Around Crypto-Assets
January 03, 2023  |  Cryptocurrency

Three U.S. agencies said that banks must be wary of the risks of crypto-assets. In a joint statement released Tuesday (Jan. 3), the organizations —...

READ MORE >
OCC Says Banks Should Remain Wary of Crypto Activities 
OCC Says Banks Should Remain Wary of Crypto Activities 
December 09, 2022  |  Cryptocurrency

Crypto assets are an emerging risk facing banks, a regulatory agency says.  The Office of the Comptroller of the Currency (OCC) highlighted crypto-assets as a “special topic”...

READ MORE >
Senators Ask Regulators About Bank-Crypto Firm Ties
Senators Ask Regulators About Bank-Crypto Firm Ties
December 08, 2022  |  Cryptocurrency

Two senators are asking regulators about links between banks and cryptocurrency firms.  In letters sent Wednesday (Dec. 7) to the heads of the Federal Reserve...

READ MORE >
OCC Head Hsu Praises ‘Careful and Cautious’ Approach to Crypto
OCC Head Hsu Praises ‘Careful and Cautious’ Approach to Crypto
November 17, 2022  |  Cryptocurrency

A cautious approach to cryptocurrencies has proven to be the right course for banks, and consumers would be wise to adopt a similar approach in...

READ MORE >
OCC to Open Office of Financial Technology
OCC to Open Office of Financial Technology
October 27, 2022  |  Regulation

Noting the rapidly changing banking landscape, the Office of the Comptroller of the Currency (OCC) has announced it will establish an Office of Financial Technology...

READ MORE >