Office of the Comptroller of the Currency

OCC Finds Outdated Core Systems Threaten Future of US Regional Banks
OCC Finds Outdated Core Systems Threaten Future of US Regional Banks
July 01, 2025  |  Banking

Across the country, thousands of community and regional banks are facing a seismic challenge: adapt to the demands of a digital-first world or risk obsolescence....

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Tax ID Rule Changes Open Door for AI-Powered Bank Verification
Tax ID Rule Changes Open Door for AI-Powered Bank Verification
June 30, 2025  |  Banking

The digital age demands banks find new ways to ascertain at the point of onboarding that customers, whether enterprise clients or individuals, are who they...

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Lawmakers Zero In on Check Fraud Crisis
Lawmakers Zero In on Check Fraud Crisis
June 17, 2025  |  Fraud Prevention

Regulators and lawmakers are taking a fresh look at payments fraud, and as a result, federal action may be brought to bear on the growing...

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Banking Groups Ask Treasury to Limit Data Collection After Cybersecurity Incidents
Banking Groups Ask Treasury to Limit Data Collection After Cybersecurity Incidents
June 09, 2025  |  Cybersecurity

Four financial industry trade associations said Monday (June 9) that federal agencies should limit their data collection to “only what is necessary” after a series...

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Regulators Prepare to Ease Post-Financial Crisis Banking Rules
Regulators Prepare to Ease Post-Financial Crisis Banking Rules
June 01, 2025  |  Bank Regulation

Regulators are reportedly preparing to loosen banking restrictions imposed following the 2008 financial crisis. Get the Full Story Complete the form to unlock this article...

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OCC Announces Enforcement Actions Against Banks and Individuals
OCC Announces Enforcement Actions Against Banks and Individuals
May 16, 2025  |  Bank Regulation

The Office of the Comptroller of the Currency (OCC) has announced enforcement actions against two banks and three individuals who are or were affiliated with...

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Financial Regulators Face Deepest Personnel Cuts in Decades
Financial Regulators Face Deepest Personnel Cuts in Decades
May 07, 2025  |  Regulation

Three financial regulators are scrambling following the President Donald Trump administration’s latest round of personnel cuts. Get the Full Story Complete the form to unlock...

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Capital One Expects Discover Acquisition to Close May 18 After Gaining Approvals
Capital One Expects Discover Acquisition to Close May 18 After Gaining Approvals
April 18, 2025  |  Acquisitions

Capital One and Discover Financial Services said Friday (April 18) that they have received all required regulatory approvals to complete Capital One’s proposed acquisition of...

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OCC Combines Supervision Activities and Elevates Information Technology and Security
OCC Combines Supervision Activities and Elevates Information Technology and Security
April 16, 2025  |  Bank Regulation

The Office of the Comptroller of the Currency (OCC) said Wednesday (April 16) that it will combine some of its supervision activities; blend its risk...

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