Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Lawmakers Encourage CFPB to Protect Consumer Choice While Rewriting Rule 1033
Lawmakers Encourage CFPB to Protect Consumer Choice While Rewriting Rule 1033
November 21, 2025  |  CFPB

The chairman and vice chairman of the House Financial Services Committee are encouraging the Consumer Financial Protection Bureau (CFPB) to protect consumer choice and financial...

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Experian Debuts Combined Credit and Cash Flow Scoring Model
Experian Debuts Combined Credit and Cash Flow Scoring Model
November 10, 2025  |  Loans

Credit reporting agency Experian introduced its “Credit + Cashflow Score” offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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ACI Worldwide Acquires Open Banking Firm Payment Components
ACI Worldwide Acquires Open Banking Firm Payment Components
November 03, 2025  |  Acquisitions

Payments technology company ACI Worldwide has acquired financial messaging/open banking solutions provider Payment Components. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Coinbase and Tink Offer Pay by Bank Crypto Purchases in Germany
Coinbase and Tink Offer Pay by Bank Crypto Purchases in Germany
October 30, 2025  |  Cryptocurrency

Cryptocurrency exchange Coinbase has launched a partnership with the Visa-owned open banking platform Tink. Get the Full Story Complete the form to unlock this article...

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Court Halts CFPB’s Open Banking Rule as Banks, FinTechs Await Rewrite
Court Halts CFPB’s Open Banking Rule as Banks, FinTechs Await Rewrite
October 29, 2025  |  Bank Regulation

Open banking’s path toward implementation took another turn on Wednesday (Oct. 29) when the U.S. District Court for the Eastern District of Kentucky enjoined the...

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14,000 Open Banking Rule Comments Show Deep Divides Over Privacy
14,000 Open Banking Rule Comments Show Deep Divides Over Privacy
October 24, 2025  |  Banking

The Consumer Financial Protection Bureau received 13,979 public comments on its plan to revise rules governing data sharing under Section 1033 of the Dodd-Frank Act....

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Zilch Turns to Plaid to Power Open Banking Repayments
Zilch Turns to Plaid to Power Open Banking Repayments
October 21, 2025  |  Partnerships

Consumer payments platform Zilch has launched an open banking partnership with Plaid. Get the Full Story Complete the form to unlock this article and enjoy...

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UK’s FCA Taps Raidiam to Help Test Data Sharing for Open Finance
UK’s FCA Taps Raidiam to Help Test Data Sharing for Open Finance
October 13, 2025  |  Partnerships

The United Kingdom’s Financial Conduct Authority has partnered with Raidiam to help firms simulate and test data sharing in support of open finance. Get the...

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Trustly Launches Instant Payout Partnership With JOI Gaming 
Trustly Launches Instant Payout Partnership With JOI Gaming 
September 22, 2025  |  Payment Methods

JOI Gaming has picked Trustly as its main payment provider for the Dutch market. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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