Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Corporates On Deck For Open Banking Disruption
Corporates On Deck For Open Banking Disruption
January 15, 2019  |  B2B Payments

It’s now been a year since Open Banking officially came into the U.K. financial services market, but the regulatory initiative seems more of a natural...

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PSD2: Ready Or Not? Not, Says Whitepages Pro
PSD2: Ready Or Not? Not, Says Whitepages Pro
January 10, 2019  |  Regulation

Eight months can seem like an eternity – all the time in the world to get things done, to plan, to implement, to do the...

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Faster Payments, Open Banking Should Keep Treasurers On High Alert
Faster Payments, Open Banking Should Keep Treasurers On High Alert
January 09, 2019  |  B2B Payments

While financial services (FinServ) innovations often emerge with built-in security measures, new market trends — including faster payments and open banking — are introducing new security threats to...

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Seven Disruptors Forcing Change In Small Business Banking
Seven Disruptors Forcing Change In Small Business Banking
December 27, 2018  |  B2B Payments

In 1960, Yul Brynner, Steve McQueen and Charles Bronson introduced America to “The Magnificent Seven,” a John Sturges film in which seven men are hired...

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Open Banking Will Bank On Customer Service To Boost Traction With SMBs: Accenture
Open Banking Will Bank On Customer Service To Boost Traction With SMBs: Accenture
December 27, 2018  |  B2B Payments

Open banking, bank APIs and data sharing flourished in 2018, with small business and corporate financial services squarely in the path of this financial services...

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Deutsche Bank: How To Make FI/FinTech Partnerships Work
Deutsche Bank: How To Make FI/FinTech Partnerships Work
December 27, 2018  |  Innovation

David Watson of Deutsche Bank contributed the following piece as part of PYMNTS’ Masterclass series, where participants in the world of payments and commerce can...

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KPMG: 2018 Was The Year of Democratization
KPMG: 2018 Was The Year of Democratization
December 26, 2018  |  Payments Innovation

Daniel Houseman, partner at KPMG, contributed the following piece as part of the PYMNTS 2018 year-end eBook.  Payments innovation in 2018 has leveled the playing field,...

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Open Banking’s Mixed B2B Bag
Open Banking’s Mixed B2B Bag
December 26, 2018  |  B2B Payments

Open banking didn’t just kick off via PSD2 regulations across Europe and the U.K. Rather, banks around the globe began to understand the potential value...

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Today In Data: Making A Map For 2019 Commerce
Today In Data: Making A Map For 2019 Commerce
December 21, 2018  |  Today In Data

With a little over a week left in 2018, the brightest minds in payments and commerce are offering their last summaries on this year, and...

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