Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Trade Ledger Launches In Europe To Take Advantage Of Open Banking
Trade Ledger Launches In Europe To Take Advantage Of Open Banking
July 05, 2018  |  B2B Payments

Australia-based Trade Ledger is launching its open banking and lending platform for corporates in Europe, the company announced Tuesday (July 3). Trade Ledger operates an...

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H1 2018 — The Best Of B2B (So Far)
H1 2018 — The Best Of B2B (So Far)
July 04, 2018  |  B2B Payments

The B2B payments market is already enjoying a solid year, thanks to some of the biggest names in payments and FinTech taking a solid stance...

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Why Banking The  ‘Accidental Entrepreneur’ Takes Baby Steps
Why Banking The ‘Accidental Entrepreneur’ Takes Baby Steps
June 21, 2018  |  B2B Payments

When you picture a small business owner, who comes to mind? The stereotype may be a young professional beaming at a storefront, or happily servicing...

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More People In UK Paying With Debit Over Cash
More People In UK Paying With Debit Over Cash
June 19, 2018  |  Cash

More people in the U.K. are paying with debit cards over cash for the first time. According to The Guardian, consumers used their debit cards...

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CYBG Agrees To Buy Virgin Money
CYBG Agrees To Buy Virgin Money
June 19, 2018  |  Partnerships / Acquisitions

CYBG, the owner of Clydesdale Bank and Yorkshire Bank, is buying Virgin Money for £1.7 billion. According to BBC, as a result of the deal,...

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Citi’s Treasury Unit Embraces UK Open Banking
Citi’s Treasury Unit Embraces UK Open Banking
June 05, 2018  |  B2B Payments

Citi is the first corporate bank to enroll in the U.K.’s Open Banking Directory in an effort to enhance payment and collection services for business...

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Deep Dive: The UK’s Open Banking Experiment
Deep Dive: The UK’s Open Banking Experiment
June 01, 2018  |  Smarter Payments

The U.K.’s open banking initiatives have been in place since January, intended to encourage greater competition in the financial services space by making it easier...

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Caring Is Sharing (Data)
Caring Is Sharing (Data)
May 31, 2018  |  Today In Data

Everyone wants to rule the data world, but — as Gerhard Oosthuizen, CTO at Entersekt, recently pointed out — it’s not just about having the data;...

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Whose Customer Is It When Banks And FinTechs Collaborate?
Whose Customer Is It When Banks And FinTechs Collaborate?
May 30, 2018  |  Bank Regulation

FinTech and banks have long been painted as natural enemies vying for control of the future of consumer finances – but that view is a...

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