Open Banking

Open banking is a financial services term as part of financial technology that refers to: The use of open APIs that enable third-party developers to build applications and services around the financial institution. Greater financial transparency options for account holders ranging from open data to private data.

Open Banking Emerges As Key To SMB Cash Flow In UK
Open Banking Emerges As Key To SMB Cash Flow In UK
May 24, 2021  |  B2B Payments

In the United Kingdom, late payments continue to be a problem that bedevils small- to medium-sized businesses (SMBs) — threatening their very existence. Get the...

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UK And US Tell Tale Of Two Open Banking Journeys
UK And US Tell Tale Of Two Open Banking Journeys
May 20, 2021  |  Digital-First Banking

The differences in open banking — here and across the pond — stand in stark relief. In the U.K., it’s mandated. In the U.S., it...

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Wrapping Treasurers’ Heads Around A Real-Time Ecosystem
Wrapping Treasurers’ Heads Around A Real-Time Ecosystem
May 14, 2021  |  B2B Payments

The world is moving faster, and corporate treasurers want in on the acceleration. Get the Full Story Complete the form to unlock this article and...

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US Bank, Plaid Partner On Open Banking Portal
US Bank, Plaid Partner On Open Banking Portal
May 13, 2021  |  Banking

U.S. Bank, the fifth largest bank in the U.S., has joined with FinTech company Plaid in an open finance partnership. The collaboration will allow their millions...

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How Banks Can Accelerate — Or Stifle — Treasury Optimization
How Banks Can Accelerate — Or Stifle — Treasury Optimization
May 11, 2021  |  B2B Payments

Amid an ecosystem of accelerating FinTech innovation and intensifying market volatility, corporate treasurers are taking a hard look at their banking relationships. Get the Full...

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FinTechs Ease Modernization Pains For Smaller FIs
FinTechs Ease Modernization Pains For Smaller FIs
May 11, 2021  |  B2B Payments

With the Federal Reserve exploring how to streamline FinTechs’ access to the payment system, a new wave of financial services competition could be on the...

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Jack Henry, Finicity Team On Open Banking For Community FIs
Jack Henry, Finicity Team On Open Banking For Community FIs
May 05, 2021  |  Banking

Payments processing services firm Jack Henry & Associates on Wednesday (May 5) announced a partnership with financial data provider Finicity, an arrangement the two companies...

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Corporate Cards, Commercial Lending Seek A Bank-FinTech Collaboration Boost
Corporate Cards, Commercial Lending Seek A Bank-FinTech Collaboration Boost
May 04, 2021  |  B2B Payments

Financial institutions are looking to build out their offerings for corporate customers with a range of FinTech integrations. This week’s examination of the latest FinServ...

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Finding Space For The Relationship Manager In Modern SMB Banking
Finding Space For The Relationship Manager In Modern SMB Banking
April 29, 2021  |  B2B Payments

Small- to medium-sized businesses (SMBs) have finally come into focus for banking and financial services innovators, resulting in the proliferation of neobanks and FinTechs challenging...

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