paycheck to paycheck

As Economic Pressures Grow, Retailers Focus on Value, Customer Experience and Community Ties

As Economic Pressures Grow, Retailers Focus on Value, Customer Experience and Community Ties
As Economic Pressures Grow, Retailers Focus on Value, Customer Experience and Community Ties
January 29, 2025  |  Retail

As escalating costs strain household budgets, PYMNTS Intelligence’s latest paycheck-to-paycheck study, “New Reality Check: The Paycheck-to-Paycheck Report: Struggling Consumers Go to Short-Term Strategies to Manage...

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Spending Caution Sets In as Consumers Weigh Economic Outlook
Spending Caution Sets In as Consumers Weigh Economic Outlook
January 29, 2025  |  Consumer Insights

The state and stability of one’s job — and by extension, earnings prospects — lies at the heart of consumers’ confidence over their own financial...

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Nearly 60% of Americans Shun Automatic Bill Payments, Study Reveals
Nearly 60% of Americans Shun Automatic Bill Payments, Study Reveals
January 24, 2025  |  Payment Methods

When it comes to payments, the “set it and forget it” option certainly has its allure. Get the Full Story Complete the form to unlock...

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Household Spending Keeps Pace; Lower-Income Groups Feel the Heat
Household Spending Keeps Pace; Lower-Income Groups Feel the Heat
January 22, 2025  |  Consumer Insights

Among the messages conveyed so far in the continuing cavalcade of earnings reports — especially from banks — is that consumer spending is buoyant, a...

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Retailers Adjust Strategies to Meet Financially Strained Consumers’ Needs
Retailers Adjust Strategies to Meet Financially Strained Consumers’ Needs
January 19, 2025  |  Retail

With ongoing financial strain causing many consumers to live paycheck to paycheck, retailers are adjusting strategies to cater to cost-conscious shoppers. As inflation pressures persist...

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CFPB Data Confirms BNPL’s Positive Impact on Credit-Constrained Consumers
CFPB Data Confirms BNPL’s Positive Impact on Credit-Constrained Consumers
January 14, 2025  |  BNPL

The appeal of stretching out one’s cash flow — making payments over time rather than all at once, and pressuring bank accounts or boosting interest-bearing...

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57% of Consumers Received Financial Advice in 2023
57% of Consumers Received Financial Advice in 2023
January 13, 2025  |  Consumer Insights

Rising inflation and stagnant incomes are forcing many Americans to reconsider their financial stability, prompting a surge in demand for personal finance advice. Economic headwinds...

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As Hiring Stalls, Will Consumers Pull Back on Spending?
As Hiring Stalls, Will Consumers Pull Back on Spending?
January 07, 2025  |  Economy

Job openings were up in November, but so were layoffs, and the pace of quitting fell too … all of which, for November’s government data,...

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