payday loans

Radcred Intros Loan Platform as Emergency Costs Crunch Consumers

Radcred Intros Loan Platform as Emergency Costs Crunch Consumers
Radcred Intros Loan Platform as Emergency Costs Crunch Consumers
June 25, 2025  |  Loans

Radcred has introduced a platform to meet a “rising demand for online payday loans.” Get the Full Story Complete the form to unlock this article and...

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25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
May 20, 2025  |  Consumer Insights

Contrary to perceptions of financial irresponsibility, a significant portion of subprime borrowers actively and strategically use credit to improve their financial standing, revealing an underserved...

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Earned Wage Access Demand Bumps Up Against Litigation and Drumbeat of State Regulations
Earned Wage Access Demand Bumps Up Against Litigation and Drumbeat of State Regulations
April 15, 2025  |  Regulation

PYMNTS Intelligence has spotlighted the appeal of on-demand wages, as the ability to break free from the two-week pay cycle allows workers to manage cash...

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New Data: Financially Strapped Consumers Move to Credit Card Alternatives
New Data: Financially Strapped Consumers Move to Credit Card Alternatives
February 05, 2025  |  Consumer Finance

Consumers can’t spend money they don’t have, and right now, many are running out of cash. Get the Full Story Complete the form to unlock...

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Nearly 40% of Credit Unions Offer Instant Access to Payday Loans
Nearly 40% of Credit Unions Offer Instant Access to Payday Loans
December 29, 2023  |  Credit Unions

Credit unions (CUs) have long been a reliable source for credit products such as credit cards, mortgages, auto loans and personal loans. However, with the...

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CFPB Probe Finds Abuse in Auto and Payday Loans
CFPB Probe Finds Abuse in Auto and Payday Loans
July 26, 2023  |  CFPB

America’s consumer watchdog says it’s uncovered deception and abuse in several consumer financial products. Get the Full Story Complete the form to unlock this article...

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CFPB Sues ACE Cash Express, Alleging It Funneled Customers Into Costly Reborrowing
CFPB Sues ACE Cash Express, Alleging It Funneled Customers Into Costly Reborrowing
July 12, 2022  |  CFPB

Payday lender ACE Cash Express has been accused by the Consumer Financial Protection Bureau (CFPB) of hiding free repayment alternatives from its customers. Get the...

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CFPB: Payday Borrowers Are Missing Out on Extended Payment Plans
CFPB: Payday Borrowers Are Missing Out on Extended Payment Plans
April 06, 2022  |  Alternative Credit

The Consumer Financial Protection Bureau (CFPB) on Wednesday (April 6) reported that most payday loan borrowers haven’t benefitted from extended payment plans, which lenders must...

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Today In Payments: Venmo To Charge Goods, Services Providers; US Credit Card Issuers Up Ante To Attract Cardholders
Today In Payments: Venmo To Charge Goods, Services Providers; US Credit Card Issuers Up Ante...
June 28, 2021  |  News

In today’s top news, Venmo is adding transaction charges for goods and services, and U.S. credit card companies are looking to encourage consumers to borrow....

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