Payments Intelligence

35% of Consumers Plan to Use Tax Refunds to Boost Savings

35% of Consumers Plan to Use Tax Refunds to Boost Savings
35% of Consumers Plan to Use Tax Refunds to Boost Savings
February 09, 2026  |  Consumer Insights

Tax season officially began on Jan. 26, and refunds are already starting to reach consumers’ accounts this month. While the arrival of refunds is annual,...

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90% of FinTechs Offer Embedded Payments as Competition Intensifies
90% of FinTechs Offer Embedded Payments as Competition Intensifies
February 09, 2026  |  B2B Payments

“FinTechs Tap Embedded Payments to Deepen Customer Relationships” finds that embedded finance has become a competitive differentiator, enabling FinTechs to weave payments and other financial...

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Credit Data Shows Spending Discipline as Card Balances Rise
Credit Data Shows Spending Discipline as Card Balances Rise
February 06, 2026  |  Consumer Finance

The Federal Reserve’s latest consumer credit data points to a familiar seasonal pattern, with revolving balances moving higher as households navigated year-end expenses and holiday...

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73% of Microbusinesses Say Real-Time Payments Improve Cash Flow
73% of Microbusinesses Say Real-Time Payments Improve Cash Flow
February 06, 2026  |  Faster Payments

For many small businesses, the most important payment is no longer the one they expect. It is the one they do not. Get the Full...

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Instant Payments Hit Mainstream as Consumer Adoption Climbs to 74%
Instant Payments Hit Mainstream as Consumer Adoption Climbs to 74%
February 05, 2026  |  Disbursements

Instant payments have moved from novelty to norm, reshaping how consumers expect to receive money across payroll, insurance, rewards and platform disbursements. Nearly three in...

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Pay Flexibility Rises as More Workers Earn Variable Income
Pay Flexibility Rises as More Workers Earn Variable Income
February 04, 2026  |  Gig Economy

As inflation, layoffs and uneven wage growth continue to strain household budgets, millions of Americans living paycheck to paycheck are relying on side hustles and...

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75% of Tech Firms Say They Are Extremely Familiar With AI Agents
75% of Tech Firms Say They Are Extremely Familiar With AI Agents
February 03, 2026  |  artificial intelligence

The next phase of artificial intelligence (AI) adoption is not arriving evenly across the economy. It is taking shape first inside the technology sector itself,...

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CFOs Say Cash Visibility Matters More Than Capital Access
CFOs Say Cash Visibility Matters More Than Capital Access
February 02, 2026  |  Business

The 21st century has flipped many longstanding business assumptions on their heads. Not the least of which is the traditional point of view that working...

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