Payments Intelligence

Split Spending: Survival vs. Splurge Defines the New Consumer

Split Spending: Survival vs. Splurge Defines the New Consumer
Split Spending: Survival vs. Splurge Defines the New Consumer
March 24, 2026  |  Retail

The most endangered species in retail isn’t brick-and-mortar. It’s the mid-market shopper share of wallet. Get the Full Story Complete the form to unlock this...

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The Back Office Gets Smarter as AI Transforms Supplier Payments
The Back Office Gets Smarter as AI Transforms Supplier Payments
March 24, 2026  |  Accounts Payable

For years, accounts payable (AP) was judged by how little trouble it caused, but new data suggests it may now be creating room for faster...

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Acquirers Say Risk and Readiness Are Slowing Agentic Commerce
Acquirers Say Risk and Readiness Are Slowing Agentic Commerce
March 24, 2026  |  Artificial Intelligence

“How Acquirers Prepare for Agentic Commerce” examines how acquirers are preparing for the next phase of digital commerce as AI-powered agents take on a larger...

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Middle Market Firms Limit Crypto Use to Payments, Not Treasury
Middle Market Firms Limit Crypto Use to Payments, Not Treasury
March 23, 2026  |  Cryptocurrency

Middle market firms have spent the past several years widening their use of faster payments, embedded finance tools and data-driven treasury systems, yet digital assets...

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Identity Gaps Are Becoming Billion-Dollar Points of Failure
Identity Gaps Are Becoming Billion-Dollar Points of Failure
March 23, 2026  |  Digital Identity

Digital identity now runs through every part of the customer and partner journey, from logging in and making transactions to onboarding vendors and issuing loans....

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How 30 Million Workers Borrow From Tomorrow to Pay for Today
How 30 Million Workers Borrow From Tomorrow to Pay for Today
March 20, 2026  |  Consumer Insights

Every payday, millions of American workers face some version of the same problem: The bill is due today, the paycheck arrives Friday and they must...

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What Happens After ‘Instant’ Payouts? New Data Points to a Shift
What Happens After ‘Instant’ Payouts? New Data Points to a Shift
March 19, 2026  |  Money Mobility

“Five Years of Change: How Payouts Shifted From Slow and Paper-Based to Instant and Digital,” a collaboration between PYMNTS Intelligence and Ingo Payments, tracks how...

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Budget Pressure Is Changing What ‘Worth It’ Means to Gen Z
Budget Pressure Is Changing What ‘Worth It’ Means to Gen Z
March 19, 2026  |  Retail

Financial stress is pushing more consumers toward digital wallets, and the shift may say less about tech adoption than about how shoppers are trying to...

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