Payments Intelligence

Compliance Becomes the New Competitive Edge in Embedded Finance
Compliance Becomes the New Competitive Edge in Embedded Finance
November 13, 2025  |  Retail

“Retailers Expand Embedded Finance to Unlock Control and Customization,” a collaboration between PYMNTS Intelligence and Marqeta, explores how retailers are transforming payments from a back-end...

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Labor Economy Workers Remain Resilient Despite Higher Costs
Labor Economy Workers Remain Resilient Despite Higher Costs
November 12, 2025  |  Consumer Insights

PYMNTS Intelligence has documented that the Labor Economy remains central to U.S. growth, acting as a contributor to GDP, job creation and retail demand. The Labor...

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Instant Payouts Turn One-Time Users Into Lifelong Loyalists
Instant Payouts Turn One-Time Users Into Lifelong Loyalists
November 12, 2025  |  Disbursements

“From Fast to Sticky: Why Instant Payouts Win Repeat Customers,” a collaboration between PYMNTS Intelligence and Ingo Payments, reveals how the speed and affordability of payouts...

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CFOs and Treasurers Turn to AI to Tame Cash Volatility
CFOs and Treasurers Turn to AI to Tame Cash Volatility
November 11, 2025  |  Working Capital

Working capital, pulsing through receivables, payables and inventory, has always been the bloodstream of enterprise health. For generations, CFOs managed that flow through experience and...

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Financial Scams Are the New Customer-Churn Crisis for Banks
Financial Scams Are the New Customer-Churn Crisis for Banks
November 10, 2025  |  Fraud Prevention

“Financial Scams and Consumer Trust,” a PYMNTS Intelligence report commissioned by Block, examines how the rise of digital scams is undermining the confidence powering everyday...

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Wages Lag, Wallets Tighten as Consumer Sentiment Slips Again
Wages Lag, Wallets Tighten as Consumer Sentiment Slips Again
November 07, 2025  |  Economy

As the government shutdown loomed, PYMNTS Intelligence last month found consumers’ optimism about their financial stability weakened as income growth trailed rising expenses. Four in...

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Debt Grows, Savings Shrink and BNPL Fills the Gap
Debt Grows, Savings Shrink and BNPL Fills the Gap
November 07, 2025  |  Consumer Finance

The pile of household debt keeps growing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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Gen Z Turns Credit Building Into a Financial Power Move
Gen Z Turns Credit Building Into a Financial Power Move
November 07, 2025  |  Credit Cards

For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs....

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60% of Debit Cardholders Turn Direct Deposit Into Loyalty
60% of Debit Cardholders Turn Direct Deposit Into Loyalty
November 07, 2025  |  Loyalty & Rewards

For years, credit cards have monopolized the loyalty market. But as younger consumers trade borrowing for budgeting, the most meaningful shift may be happening on...

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