Payments Intelligence

88% of Banks Report Strong ROI With Instant Business Payments

88% of Banks Report Strong ROI With Instant Business Payments
88% of Banks Report Strong ROI With Instant Business Payments
July 13, 2026  |  Real-Time Payments

Business clients don’t want to hear that the payment is “in process.” They want to know that the money was moved, the supplier was paid...

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85% of Financial Firms Plan AI Budget Increases
85% of Financial Firms Plan AI Budget Increases
July 09, 2026  |  Artificial Intelligence

Enterprise artificial intelligence (AI) is no longer just a technology project. It is becoming a line item with momentum. Get the Full Story Complete the...

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Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
July 09, 2026  |  Credit Unions

If you run a credit union, you’ve already won the hard part. Sixty-one percent of your members consider you their primary financial institution, and 87%...

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Pay Later Credit Option May Have to Win Over the Algorithm First
Pay Later Credit Option May Have to Win Over the Algorithm First
July 08, 2026  |  Consumer Insights

Artificial intelligence (AI) is beginning to influence a part of commerce that has traditionally belonged to consumers: choosing how to pay. Get the Full Story...

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The New Competition in Card Rewards Is Over Rules, Data and Money
The New Competition in Card Rewards Is Over Rules, Data and Money
July 08, 2026  |  Loyalty & Rewards

Credit card rewards were built for a world where the issuer set the terms, the consumer spent and the value arrived later. Get the Full...

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AI Gives Every Purchase Its Own Credit Decision
AI Gives Every Purchase Its Own Credit Decision
July 07, 2026  |  Artificial Intelligence

For most of the history of financial services, credit functioned as a blunt instrument. A bank extended a line, a customer drew on it and...

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Banks Find Debit’s Real Cost in False Declines and Manual Fixes
Banks Find Debit’s Real Cost in False Declines and Manual Fixes
July 07, 2026  |  Business

For many financial institutions, the biggest opportunity in debit is hiding in plain sight. Get the Full Story Complete the form to unlock this article...

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24% of RTP® Network Holdouts Say Current B2B Payment Methods Work Well Enough
24% of RTP® Network Holdouts Say Current B2B Payment Methods Work Well Enough
July 06, 2026  |  B2B Payments

Real-time B2B payments may not be losing to skepticism. They are losing, for now, to payment systems that work just well enough. Get the Full...

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