Payments Intelligence

Compliance Becomes the New Competitive Edge in Embedded Finance

Compliance Becomes the New Competitive Edge in Embedded Finance
Compliance Becomes the New Competitive Edge in Embedded Finance
November 13, 2025  |  Retail

“Retailers Expand Embedded Finance to Unlock Control and Customization,” a collaboration between PYMNTS Intelligence and Marqeta, explores how retailers are transforming payments from a back-end...

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Labor Economy Workers Remain Resilient Despite Higher Costs
Labor Economy Workers Remain Resilient Despite Higher Costs
November 12, 2025  |  Consumer Insights

PYMNTS Intelligence has documented that the Labor Economy remains central to U.S. growth, acting as a contributor to GDP, job creation and retail demand. The Labor...

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Instant Payouts Turn One-Time Users Into Lifelong Loyalists
Instant Payouts Turn One-Time Users Into Lifelong Loyalists
November 12, 2025  |  Disbursements

“From Fast to Sticky: Why Instant Payouts Win Repeat Customers,” a collaboration between PYMNTS Intelligence and Ingo Payments, reveals how the speed and affordability of payouts...

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CFOs and Treasurers Turn to AI to Tame Cash Volatility
CFOs and Treasurers Turn to AI to Tame Cash Volatility
November 11, 2025  |  Working Capital

Working capital, pulsing through receivables, payables and inventory, has always been the bloodstream of enterprise health. For generations, CFOs managed that flow through experience and...

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Financial Scams Are the New Customer-Churn Crisis for Banks
Financial Scams Are the New Customer-Churn Crisis for Banks
November 10, 2025  |  Fraud Prevention

“Financial Scams and Consumer Trust,” a PYMNTS Intelligence report commissioned by Block, examines how the rise of digital scams is undermining the confidence powering everyday...

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Wages Lag, Wallets Tighten as Consumer Sentiment Slips Again
Wages Lag, Wallets Tighten as Consumer Sentiment Slips Again
November 07, 2025  |  Economy

As the government shutdown loomed, PYMNTS Intelligence last month found consumers’ optimism about their financial stability weakened as income growth trailed rising expenses. Four in...

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Debt Grows, Savings Shrink and BNPL Fills the Gap
Debt Grows, Savings Shrink and BNPL Fills the Gap
November 07, 2025  |  Consumer Finance

The pile of household debt keeps growing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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Gen Z Turns Credit Building Into a Financial Power Move
Gen Z Turns Credit Building Into a Financial Power Move
November 07, 2025  |  Credit Cards

For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs....

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60% of Debit Cardholders Turn Direct Deposit Into Loyalty
60% of Debit Cardholders Turn Direct Deposit Into Loyalty
November 07, 2025  |  Loyalty & Rewards

For years, credit cards have monopolized the loyalty market. But as younger consumers trade borrowing for budgeting, the most meaningful shift may be happening on...

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