Payments Intelligence

Wages Lag, Wallets Tighten as Consumer Sentiment Slips Again

Wages Lag, Wallets Tighten as Consumer Sentiment Slips Again
Wages Lag, Wallets Tighten as Consumer Sentiment Slips Again
November 07, 2025  |  Economy

As the government shutdown loomed, PYMNTS Intelligence last month found consumers’ optimism about their financial stability weakened as income growth trailed rising expenses. Four in...

READ MORE >
Debt Grows, Savings Shrink and BNPL Fills the Gap
Debt Grows, Savings Shrink and BNPL Fills the Gap
November 07, 2025  |  Consumer Finance

The pile of household debt keeps growing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

READ MORE >
Gen Z Turns Credit Building Into a Financial Power Move
Gen Z Turns Credit Building Into a Financial Power Move
November 07, 2025  |  Credit Cards

For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs....

READ MORE >
60% of Debit Cardholders Turn Direct Deposit Into Loyalty
60% of Debit Cardholders Turn Direct Deposit Into Loyalty
November 07, 2025  |  Loyalty & Rewards

For years, credit cards have monopolized the loyalty market. But as younger consumers trade borrowing for budgeting, the most meaningful shift may be happening on...

READ MORE >
Virtual Cards Challenge the ‘Cost of Doing Business’
Virtual Cards Challenge the ‘Cost of Doing Business’
November 06, 2025  |  Accounts Payable

Accounts payable (AP) has spent much of its history buried deep in the back office, with staff consigned to the tedium of typing invoices, auditing...

READ MORE >
77% of Chief Product Officers Use Gen AI for Cybersecurity
77% of Chief Product Officers Use Gen AI for Cybersecurity
November 06, 2025  |  Artificial Intelligence

Generative artificial intelligence (AI) may be rewriting product playbooks, but it hasn’t yet written humans out of them. The newest PYMNTS Intelligence report, “From Spark...

READ MORE >
Supreme Court Weighs Limits of Presidential Tariff Power
Supreme Court Weighs Limits of Presidential Tariff Power
November 05, 2025  |  Legal & Regulation

A majority of the Supreme Court expressed skepticism of the president’s legal authority to impose tariffs on U.S. imports without Congress’ approval, during oral arguments...

READ MORE >
The Labor Economy Becomes the Innovation Economy
The Labor Economy Becomes the Innovation Economy
November 05, 2025  |  Artificial Intelligence

My hometown of Baltimore was the first city to install gas street lights in 1816 in an effort to curb crime. More cities quickly followed...

READ MORE >