PYMNTS Data Lab

Apple Pay Turns 11 and Its Rivals Are Catching Up
Apple Pay Turns 11 and Its Rivals Are Catching Up
October 20, 2025  |  Mobile Wallets

Digital wallets have reached a turning point. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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Regional Wallets Challenge Global Giants in Digital Payments
Regional Wallets Challenge Global Giants in Digital Payments
June 09, 2025  |  Mobile Wallets

Mobile wallets now power more than one-third of online payments and 21% of in-store transactions across 11 countries, accounting for half of the global gross...

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Issuers Tap Item-Level Insights to Win Cardholders
Issuers Tap Item-Level Insights to Win Cardholders
May 22, 2025  |  Credit Cards

Credit card rewards, offers and perks play a central role in how consumers decide which card to use at checkout. Most consumers carry cards with...

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How Pay Later Options Are Redefining Consumer Spending — an Expert Look at What’s Next
How Pay Later Options Are Redefining Consumer Spending — an Expert Look at What’s Next
March 24, 2025  |  Payments Innovation

PYMNTS Intelligence’s latest research finds that the U.S. market for buy now, pay later (BNPL) credit totals $175 billion. While that’s a small slice of...

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Decoding the Connected Consumer: Personas, Preferences and Payment Strategies
Decoding the Connected Consumer: Personas, Preferences and Payment Strategies
February 21, 2025  |  Connected Economy

The way consumers pay continues to change, and it’s all thanks to the ever-expanding universe of connected devices. A new PYMNTS report, “How People Pay:...

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From Payments to New Accounts: The New Money Mobility Ecosystem Explained
From Payments to New Accounts: The New Money Mobility Ecosystem Explained
January 10, 2025  |  Money Mobility

Characterized by a complex network of banks, FinTechs and technology providers, the modern money mobility ecosystem makes access to money faster and more efficient —...

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Year-End Data Shows Consumers Pick Credit Cards for Rewards, Debit for Convenience
Year-End Data Shows Consumers Pick Credit Cards for Rewards, Debit for Convenience
January 02, 2025  |  Consumer Payments

Are you seeing the full picture of how consumers are choosing to pay? Consumer behavior is complex, but their payment patterns reveal valuable business opportunities....

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New Data Shows Consumers Take Strategic Approach to Credit Usage
New Data Shows Consumers Take Strategic Approach to Credit Usage
December 30, 2024  |  Consumer Finance

Credit takes center stage in the spending habits and financial lifestyles of today’s consumers. Increasingly, consumers strategically use multiple credit products to maintain financial flexibility...

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How Two-Thirds of American Consumers Managed Their Paychecks in 2024
How Two-Thirds of American Consumers Managed Their Paychecks in 2024
December 27, 2024  |  Consumer Finance

Profound shifts in consumer behavior and priorities characterized 2024. As of November, 67% of consumers live paycheck to paycheck. In fact, this is the highest...

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