PYMNTS Data Lab

Gen Z Drives Enthusiasm for Embedded Finance Usage
Gen Z Drives Enthusiasm for Embedded Finance Usage
December 26, 2024  |  SMBs

Embedded lending is already reshaping how consumers and smaller businesses access credit through its convenience and flexibility. Lenders recognize the transformative potential, but they also...

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10 Ways SMBs Accessed and Used Credit in 2024
10 Ways SMBs Accessed and Used Credit in 2024
December 26, 2024  |  SMBs

SMBs can have wildly different experiences accessing credit, PYMNTS Intelligence data reveals. This disparity is especially evident when comparing small businesses of different revenue brackets....

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Update: Middle-Market Execs Predict a Brighter 2025 Despite This Year’s Challenges
Update: Middle-Market Execs Predict a Brighter 2025 Despite This Year’s Challenges
December 23, 2024  |  CFO

Uncertainty reshaped middle-market firms’ operations in 2024, and a consistent theme emerged this year: Firms leveraging analytics and targeted strategies saw improved resilience and profitability....

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Report: Financial Scams Drive 122% Increase in Fraud Losses by US Banks
Report: Financial Scams Drive 122% Increase in Fraud Losses by US Banks
November 22, 2024  |  Fraud Prevention

Transactions have moved more digital, changing the fraud landscape. Financial institutions (FIs) have made real progress in holding off fraudsters attempting to exploit the digital...

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New Report: How the World Does Digital: A Deep Dive Into Global Digital Engagement
New Report: How the World Does Digital: A Deep Dive Into Global Digital Engagement
June 26, 2024  |  Consumer Insights

How consumers engage in the digital world provides a better understanding of a country’s level of digital transformation. But which countries are leading the pack...

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