PYMNTS Intelligence

Visa: Embedded Lending Is Big Hit With Consumer Lenders, a Work in Progress With Small Business
Visa: Embedded Lending Is Big Hit With Consumer Lenders, a Work in Progress With Small...
June 11, 2024  |  SMBs

Embedded lending — the burgeoning category of payments in which borrowers apply directly within the merchant or provider’s platform — is finding traction with consumers....

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35% of Lower Income-Earning Consumers Unaware of Card-Linked Offers
35% of Lower Income-Earning Consumers Unaware of Card-Linked Offers
June 11, 2024  |  Consumer Insights

Card-linked offers — the coupon-like incentive programs that reward credit and debit card holders for using their cards — are highly popular with consumers who...

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Ad Hoc Payments Reach 30% of AP Dollar Volume for Enterprise SMBs
Ad Hoc Payments Reach 30% of AP Dollar Volume for Enterprise SMBs
June 11, 2024  |  Accounts Payable

Thanks in part to the influx of gig workers and demands of key industries, enterprise small- to medium-sized business (SMB) payers are sending 28% more...

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Baby Boomer Shoppers Set New Spending Priorities
Baby Boomer Shoppers Set New Spending Priorities
June 11, 2024  |  Retail

For older consumers, shopping is more about meeting basic needs than splurging on nonessential products to make them feel good. Get the Full Story Complete...

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Summer Staycations in Store as Consumers Trade Down on Travel
Summer Staycations in Store as Consumers Trade Down on Travel
June 10, 2024  |  Travel Payments

As we recently reported, despite steady signs of inflation, about half of U.S. consumers are planning to take summer vacations in the weeks to come...

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BNPL Users Want to Be Rewarded for Their Purchases
BNPL Users Want to Be Rewarded for Their Purchases
June 10, 2024  |  Buy Now Pay Later

More consumers would use buy now, pay later (BNPL) for larger purchases if they could be sufficiently rewarded for doing so. Get the Full Story...

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66% of Healthcare SMBs Sent Real-Time Payments Last Year
66% of Healthcare SMBs Sent Real-Time Payments Last Year
June 10, 2024  |  Real-Time Payments

More small- to medium-sized businesses (SMBs) operating in the healthcare sector issued payments via real-time methodologies last year than via traditional methods like credit cards...

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Acquirer Survey Shows Card-Linked Installments Help Merchants Boost Sales
Acquirer Survey Shows Card-Linked Installments Help Merchants Boost Sales
June 10, 2024  |  Consumer Payments

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Consumers Cut Spending as Financial Safety Nets Fray
Consumers Cut Spending as Financial Safety Nets Fray
June 07, 2024  |  Consumer Finance

Over the years, PYMNTS Intelligence research reveals, fewer and fewer consumers find themselves with savings enough to fall back on, and they are adjusting their...

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